Analysis
In Massachusetts, chemistry bachelor's programs span from around $46,000 to over $62,000 in first-year earnings, and based on peer programs across the state, UMass Amherst appears positioned in the middle of this range at an estimated $47,313. By year four, actual reported earnings for this program reach $56,345—putting graduates ahead of the typical starting point at top programs like Holy Cross or Brandeis. The estimated debt load of $27,000 matches the state median for chemistry programs, creating a debt-to-earnings ratio of 0.57 that suggests manageable repayment.
What makes this picture more favorable than the estimates alone suggest is that trajectory from year one to year four. A nearly $9,000 jump in earnings indicates the degree opens doors that expand over time, not just entry-level lab positions. Chemistry graduates often move into pharmaceutical research, quality control, or specialized technical roles where experience compounds value quickly. Combined with UMass's strong STEM reputation and reasonable in-state tuition, the program positions students competitively without the debt burden of private alternatives.
The key limitation here is that we're working with estimates derived from similar programs rather than this specific cohort's outcomes. If you're considering this program, focus on verifying placement rates in graduate schools or industry positions—those concrete outcomes matter more than projected earnings when actual data isn't available for this particular degree.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Amherst | — | $56,345 | — |
| Northeastern University | $62,511 | $88,634 | +42% |
| Bridgewater State University | $55,376 | $67,363 | +22% |
| Brandeis University | $46,641 | $61,613 | +32% |
| College of the Holy Cross | $47,313 | $61,540 | +30% |
Compare to Similar Programs in Massachusetts
Chemistry bachelors's programs at peer institutions in Massachusetts (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $47,313* | $56,345 | $27,000* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $11,978 | $49,439* | — | $27,000* | 0.55 | |
| $60,850 | $47,313* | $61,540 | $27,000* | 0.57 | |
| $64,946 | $46,641* | $61,613 | $25,484* | 0.55 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.