Median Earnings (1yr)
$18,072
5th percentile (25th in MA)
Median Debt
$27,000
7% above national median
Debt-to-Earnings
1.49
Elevated
Sample Size
30
Adequate data

Analysis

The $18,000 first-year earnings from UMass-Amherst's Fine Arts program rank in just the 5th percentile nationally—essentially the bottom of all art programs tracked. Even within Massachusetts, where art graduates typically earn around $23,200, this program sits at the 25th percentile. The $27,000 in typical debt means new graduates owe 50% more than they earn in year one, creating a tight financial squeeze during the critical early career period when art graduates are building their portfolios and networks.

The dramatic jump to $44,644 by year four offers some reassurance, suggesting graduates do find their footing professionally. However, context matters: UMass-Boston and UMass-Lowell art graduates start at nearly double these earnings, and even other Massachusetts state schools show much stronger initial outcomes. For a flagship public university program, these results lag behind what peer institutions deliver, even accounting for the inherently challenging economics of fine arts careers.

If your child is set on this path at UMass-Amherst, they need a concrete plan for that difficult first year—whether that's living at home, side income, or financial cushion—because the numbers show most graduates struggle initially. The later earnings growth is real, but other Massachusetts programs demonstrate it's possible to launch an art career without starting quite so far behind.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of Massachusetts-AmherstOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $18k, placing them in the 5th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Fine and Studio Arts bachelors's programs at peer institutions in Massachusetts (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$18,072$44,644$27,0001.49
University of Massachusetts-Boston$36,980$35,166$27,0000.73
University of Massachusetts-Lowell$36,236$49,153$27,0000.75
Williams College$34,560$72,010$11,8500.34
Westfield State University$33,440$34,247$27,0000.81
Bridgewater State University$29,595$43,219$27,0000.91
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts-Boston
Boston
$15,496$36,980$27,000
University of Massachusetts-Lowell
Lowell
$16,570$36,236$27,000
Williams College
Williamstown
$64,860$34,560$11,850
Westfield State University
Westfield
$11,882$33,440$27,000
Bridgewater State University
Bridgewater
$11,389$29,595$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.