Analysis
UMass Amherst's Mathematics program starts graduates at just $42,682—substantially below both the national median ($48,772) and particularly troubling when compared to other Massachusetts schools, where it ranks in the bottom 10th percentile. For context, the state median is $61,761, meaning graduates here earn about $19,000 less than the typical Massachusetts math major. Even accessible programs like UMass Boston and Salem State produce higher-earning math graduates in this state.
The silver lining is significant earnings growth: by year four, salaries jump to $72,247, a 69% increase that narrows the gap considerably. The debt load of $23,250 is manageable relative to first-year earnings, though it's above the state median. This suggests the program may place graduates in positions with strong advancement potential rather than immediate high pay—think teaching, actuarial trainee roles, or corporate analyst positions that reward experience.
For a family paying in-state tuition, this could still work out financially over time. But if you're considering out-of-state costs or comparing to other Massachusetts options, understand that you're betting on that mid-career trajectory to compensate for a weak start. The concerning state ranking means employers in Massachusetts—where tech and finance demand for quantitative skills is high—aren't initially valuing this degree as highly as alternatives.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Amherst | $42,682 | $72,247 | +69% |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Amherst College | $78,500 | $109,199 | +39% |
| Boston College | $74,144 | $98,946 | +33% |
| Northeastern University | $76,392 | $90,232 | +18% |
Compare to Similar Programs in Massachusetts
Mathematics bachelors's programs at peer institutions in Massachusetts (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $42,682 | $72,247 | $23,250 | 0.54 | |
| $67,844 | $110,512 | — | $17,750 | 0.16 | |
| $60,156 | $109,288 | $180,882 | $10,003 | 0.09 | |
| $67,280 | $78,500 | $109,199 | $14,745 | 0.19 | |
| $63,141 | $76,392 | $90,232 | $21,750 | 0.28 | |
| $58,150 | $74,737 | — | $19,334 | 0.26 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 70 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.