Analysis
A chemistry degree from UMass Boston appears positioned in the middle of Massachusetts's chemistry landscape, with peer programs suggesting first-year earnings around $47,000 against an estimated $27,000 in debt. That 0.57 debt ratio falls within manageable territory—roughly six months of pre-tax income—though it's worth noting these figures come from comparable chemistry programs across the state rather than this specific cohort. The four-year earnings bump to $51,806 shows modest but steady progression, which is typical for lab-based fields where experience and technical skills compound over time.
What's encouraging here is the national context: Massachusetts chemistry graduates generally out-earn their counterparts elsewhere (the state median matches the estimated first-year figure, versus $42,581 nationally), and UMass Boston's location in a biotech hub could open doors that raw salary numbers don't fully capture. The school's 43% Pell Grant population suggests solid economic mobility potential for students who might otherwise struggle to access Boston's research ecosystem. However, the gap between UMass Boston's estimated outcomes and what students achieve at Northeastern ($62,511) or Bridgewater State ($55,376) is substantial enough to warrant understanding why—whether it's internship networks, research opportunities, or career services.
The practical takeaway: if your student plans to stay in Massachusetts and leverage Boston's pharmaceutical and biotech industries, this path offers reasonable economics with room to grow. Just recognize you're evaluating peer outcomes rather than a proven track record from this specific program.
Where University of Massachusetts-Boston Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Boston | — | $51,806 | — |
| Northeastern University | $62,511 | $88,634 | +42% |
| Bridgewater State University | $55,376 | $67,363 | +22% |
| Brandeis University | $46,641 | $61,613 | +32% |
| College of the Holy Cross | $47,313 | $61,540 | +30% |
Compare to Similar Programs in Massachusetts
Chemistry bachelors's programs at peer institutions in Massachusetts (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,496 | $47,313* | $51,806 | $27,000* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $11,978 | $49,439* | — | $27,000* | 0.55 | |
| $60,850 | $47,313* | $61,540 | $27,000* | 0.57 | |
| $64,946 | $46,641* | $61,613 | $25,484* | 0.55 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Boston, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.