Median Earnings (1yr)
$45,215
95th percentile (60th in MA)
Median Debt
$27,000
17% above national median
Debt-to-Earnings
0.60
Manageable
Sample Size
35
Adequate data

Analysis

UMass Lowell's conservation program launches graduates at $45,215—impressive when you consider the national median sits at just $34,000, putting these outcomes in the 95th percentile nationally. That's a meaningful premium over what most conservation graduates earn. However, within Massachusetts, this advantage shrinks considerably. The program lands in the 60th percentile statewide, with several institutions pushing graduates past $50,000. You're paying slightly above the state's typical debt load ($27,000 vs. $24,456) for earnings that, while solid, don't quite match what the top Massachusetts programs deliver.

The 0.60 debt-to-earnings ratio is manageable—your child would graduate owing roughly seven months of their first-year salary. That's a reasonable foundation for a career in environmental management or conservation work. The moderate sample size (30-100 graduates) suggests the program isn't massive, which could mean more direct faculty interaction but fewer alumni connections than larger programs.

The bottom line: If your child is committed to conservation work and prefers UMass Lowell's accessible campus (85% admission rate) over more competitive Massachusetts options, the financial picture is workable rather than worrisome. But if maximizing early-career earnings matters, recognize that schools like Northeastern and UMass Boston are delivering significantly higher returns in this same field within the state.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all natural resources conservation and research bachelors's programs nationally

University of Massachusetts-LowellOther natural resources conservation and research programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

University of Massachusetts-Lowell graduates earn $45k, placing them in the 95th percentile of all natural resources conservation and research bachelors programs nationally.

Compare to Similar Programs in Massachusetts

Natural Resources Conservation and Research bachelors's programs at peer institutions in Massachusetts (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Lowell$45,215—$27,0000.60
Bentley University$68,600—$27,0000.39
Northeastern University$51,137$50,604$23,4300.46
Massachusetts Maritime Academy$50,931$64,846$26,0000.51
Boston College$49,111—$17,2000.35
University of Massachusetts-Boston$41,547$47,003$21,3860.51
National Median$33,988—$23,0100.68

Other Natural Resources Conservation and Research Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bentley University
Waltham
$58,150$68,600$27,000
Northeastern University
Boston
$63,141$51,137$23,430
Massachusetts Maritime Academy
Buzzards Bay
$10,816$50,931$26,000
Boston College
Chestnut Hill
$67,680$49,111$17,200
University of Massachusetts-Boston
Boston
$15,496$41,547$21,386

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.