Median Earnings (1yr)
$42,129
16th percentile (40th in FL)
Median Debt
$17,500
23% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
47
Adequate data

Analysis

University of Miami economics graduates start behind but catch up quickly—first-year earnings of $42,129 trail both the Florida median ($47,304) and national average ($51,722), placing them in just the 16th percentile nationally. However, by year four, median earnings jump 46% to $61,502, moving these graduates ahead of nearly all Florida competitors except Tampa. This trajectory suggests the Miami network and alumni connections take time to activate, which may frustrate graduates carrying debt while their peers at public universities start stronger.

The $17,500 debt load sits well below both state and national averages, which helps offset the slow start. That 0.42 debt-to-earnings ratio means graduates owe less than half their first-year salary—manageable even during the lean early years. For a school with a 19% acceptance rate and average SAT of 1416, these outcomes seem underwhelming initially, but the earnings growth pattern indicates Miami's value emerges in the medium term rather than immediately post-graduation.

For families paying private school tuition, this creates a tricky calculation. Your child will likely earn less than friends at UCF or USF right after graduation, but should pull ahead by year four. Whether that delayed payoff justifies the higher total cost of attendance depends on your financial situation and tolerance for a slower earnings ramp.

Where University of Miami Stands

Earnings vs. debt across all economics bachelors's programs nationally

University of MiamiOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Miami graduates compare to all programs nationally

University of Miami graduates earn $42k, placing them in the 16th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Economics bachelors's programs at peer institutions in Florida (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Miami$42,129$61,502$17,5000.42
The University of Tampa$54,284—$27,0000.50
Florida Atlantic University$48,632$56,091$25,1110.52
University of Central Florida$47,743—$25,7500.54
University of South Florida$47,351$54,558$22,9250.48
Florida Gulf Coast University$47,344—$12,7540.27
National Median$51,722—$22,8160.44

Other Economics Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tampa
Tampa
$33,424$54,284$27,000
Florida Atlantic University
Boca Raton
$4,879$48,632$25,111
University of Central Florida
Orlando
$6,368$47,743$25,750
University of South Florida
Tampa
$6,410$47,351$22,925
Florida Gulf Coast University
Fort Myers
$6,118$47,344$12,754

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.