Analysis
Similar mathematics programs across Michigan suggest first-year earnings around $48,000—nearly identical to the national median for bachelor's degrees in this field. With estimated debt of $25,125, graduates from comparable programs would carry about half a year's salary in loans, a manageable ratio that falls within reasonable territory for a STEM degree. The challenge is that UM-Dearborn serves a population where 44% receive Pell grants, meaning many families have limited financial cushion to absorb even moderate debt loads.
The stark reality is that UM-Dearborn's sister campus in Ann Arbor produces mathematics graduates earning $80,676 in their first year—nearly 70% more than what peer programs at Dearborn suggest. Even Michigan State matches these estimated figures. This isn't a reflection on program quality; mathematics degrees from regional campuses simply don't command the same starting salaries as flagship universities, likely due to different recruiting pipelines and geographic constraints. For a family weighing options, that $33,000 difference in first-year earnings compounds significantly over a career.
Given the uncertainty in these estimates and the substantial earnings gap with nearby alternatives, families should request actual placement data directly from UM-Dearborn's math department. If your child has the academic profile for Ann Arbor (this campus admits 59% versus Ann Arbor's 18%), the earnings difference likely justifies the additional selectivity challenge. If Dearborn is the realistic option, the estimated debt-to-earnings picture is workable—just don't expect flagship-level outcomes from a regional campus.
Where University of Michigan-Dearborn Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,944 | $47,951* | — | $25,125* | — | |
| $17,228 | $80,676* | $97,139 | $21,589* | 0.27 | |
| $15,988 | $47,951* | $54,324 | $21,500* | 0.45 | |
| $14,628 | $45,349* | $46,279 | $27,000* | 0.60 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Dearborn, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.