Psychology at University of Michigan-Dearborn
Bachelor's Degree
Analysis
UM-Dearborn psychology graduates start at roughly the Michigan median but pull ahead over time, with earnings jumping 28% by year four—faster growth than typical for psychology majors. Among Michigan's 36 psychology programs, this one ranks in the 60th percentile for earnings, outperforming the state median of $30,100 while maintaining debt ($27,977) close to the state average. The debt-to-earnings ratio of 0.88 means graduates owe less than one year's starting salary, which is manageable compared to many psychology programs where debt can exceed initial earnings significantly.
The real advantage here isn't the starting salary—it's competitive but not exceptional—but rather the trajectory. Hitting $40,707 by year four suggests these graduates are finding their footing in the labor market, possibly leveraging UM-Dearborn's Detroit-area connections or moving into roles that reward experience. While Spring Arbor leads Michigan programs with $35,492 starting salaries, UM-Dearborn's combination of reasonable debt and solid growth potential makes it a safer bet than programs with similar starting points but stagnant earnings.
For families considering this path, understand that psychology undergrads often need time to build earning power—many pursue graduate degrees or pivot into adjacent fields. UM-Dearborn's numbers suggest graduates are successfully making those transitions. The moderate debt load leaves room for future education without crippling financial pressure, which matters greatly in a field where a bachelor's degree is often just the first step.
Where University of Michigan-Dearborn Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Michigan-Dearborn graduates compare to all programs nationally
University of Michigan-Dearborn graduates earn $32k, placing them in the 53th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Psychology bachelors's programs at peer institutions in Michigan (36 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Michigan-Dearborn | $31,803 | $40,707 | $27,977 | 0.88 |
| Spring Arbor University | $35,492 | $36,705 | $26,000 | 0.73 |
| Cornerstone University | $34,505 | $33,591 | $37,854 | 1.10 |
| Rochester University | $33,375 | $47,992 | $29,687 | 0.89 |
| Baker College | $32,913 | $34,935 | $41,688 | 1.27 |
| Aquinas College | $31,789 | $34,688 | $27,000 | 0.85 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Spring Arbor University Spring Arbor | $32,580 | $35,492 | $26,000 |
| Cornerstone University Grand Rapids | $29,100 | $34,505 | $37,854 |
| Rochester University Rochester Hills | $27,938 | $33,375 | $29,687 |
| Baker College Owosso | $12,810 | $32,913 | $41,688 |
| Aquinas College Grand Rapids | $38,520 | $31,789 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Dearborn, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 96 graduates with reported earnings and 150 graduates with debt data. Small samples may not be representative.