Median Earnings (1yr)
$45,553
18th percentile (40th in MI)
Median Debt
$30,899
24% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
47
Adequate data

Analysis

UM-Flint accounting graduates start at $45,553—trailing the Michigan median by $7,000 and landing in just the 40th percentile among state programs. That's a meaningful gap when schools like Central Michigan and Aquinas are launching their accounting grads at $62,000+, especially since these alternatives have similar or lower barriers to entry. The $30,899 debt load sits above both state and national norms for accounting programs, creating a debt-to-earnings ratio that's manageable but not competitive given the earnings shortfall.

The 28% earnings growth to $58,212 by year four helps narrow the gap, but even then graduates remain well below where peers at other Michigan publics started four years earlier. For families choosing between in-state options, this matters considerably—you're not just accepting lower starting pay, but potentially a longer timeline to reach the income levels others achieve immediately. The moderate sample size suggests these patterns are reasonably reliable.

If your child is committed to accounting and UM-Flint offers specific advantages (location, transfer credits, family circumstances), the manageable debt keeps this viable. But purely on return-on-investment, Michigan families should seriously explore Central Michigan, MSU, or even smaller schools like Aquinas that deliver significantly stronger outcomes at comparable or lower debt levels.

Where University of Michigan-Flint Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Michigan-FlintOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Michigan-Flint graduates compare to all programs nationally

University of Michigan-Flint graduates earn $46k, placing them in the 18th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Accounting bachelors's programs at peer institutions in Michigan (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Michigan-Flint$45,553$58,212$30,8990.68
Michigan State University$65,965$75,633$23,2500.35
Aquinas College$63,311———
Central Michigan University$62,430$65,971$29,0000.46
Albion College$62,266—$27,0000.43
Walsh College$61,960$59,351$21,5870.35
National Median$53,694—$25,0000.47

Other Accounting Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Michigan State University
East Lansing
$15,988$65,965$23,250
Aquinas College
Grand Rapids
$38,520$63,311—
Central Michigan University
Mount Pleasant
$14,190$62,430$29,000
Albion College
Albion
$55,746$62,266$27,000
Walsh College
Troy
—$61,960$21,587

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.