Analysis
UM-Flint accounting graduates start at $45,553βtrailing the Michigan median by $7,000 and landing in just the 40th percentile among state programs. That's a meaningful gap when schools like Central Michigan and Aquinas are launching their accounting grads at $62,000+, especially since these alternatives have similar or lower barriers to entry. The $30,899 debt load sits above both state and national norms for accounting programs, creating a debt-to-earnings ratio that's manageable but not competitive given the earnings shortfall.
The 28% earnings growth to $58,212 by year four helps narrow the gap, but even then graduates remain well below where peers at other Michigan publics started four years earlier. For families choosing between in-state options, this matters considerablyβyou're not just accepting lower starting pay, but potentially a longer timeline to reach the income levels others achieve immediately. The moderate sample size suggests these patterns are reasonably reliable.
If your child is committed to accounting and UM-Flint offers specific advantages (location, transfer credits, family circumstances), the manageable debt keeps this viable. But purely on return-on-investment, Michigan families should seriously explore Central Michigan, MSU, or even smaller schools like Aquinas that deliver significantly stronger outcomes at comparable or lower debt levels.
Where University of Michigan-Flint Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Michigan-Flint graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Michigan-Flint | $45,553 | $58,212 | +28% |
| Michigan State University | $65,965 | $75,633 | +15% |
| Hope College | $61,120 | $75,233 | +23% |
| Calvin University | $48,637 | $70,257 | +44% |
| Oakland University | $59,833 | $69,885 | +17% |
Compare to Similar Programs in Michigan
Accounting bachelors's programs at peer institutions in Michigan (37 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,014 | $45,553 | $58,212 | $30,899 | 0.68 | |
| $15,988 | $65,965 | $75,633 | $23,250 | 0.35 | |
| $38,520 | $63,311 | β | β | β | |
| $14,190 | $62,430 | $65,971 | $29,000 | 0.46 | |
| $55,746 | $62,266 | β | $27,000 | 0.43 | |
| β | $61,960 | $59,351 | $21,587 | 0.35 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 47 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.