Median Earnings (1yr)
$28,348
23rd percentile (60th in MI)
Median Debt
$28,500
6% above national median
Debt-to-Earnings
1.01
Elevated
Sample Size
24
Limited data

Analysis

The psychology program at University of Michigan-Flint shows promise within Michigan, ranking in the 60th percentile for earnings despite a rocky start. While first-year earnings of $28,348 trail the national median by about $6,000, they actually exceed the state median. More importantly, graduates see substantial income growth by year four, reaching $45,354—a 60% increase that signals the degree may require additional credentialing or experience to pay off. The debt load of $28,500 is manageable but not exceptional, sitting near both state and national medians.

The real catch here is the small sample size—fewer than 30 graduates were tracked. This makes the data less reliable than programs with larger cohorts, and individual circumstances could be skewing results significantly. Still, the earnings trajectory suggests graduates are finding their footing after an initial period of lower-paying work, typical for psychology bachelor's holders who often need graduate training or licensure for higher-earning clinical roles.

For parents of Michigan residents, this program offers middle-of-the-pack value compared to in-state alternatives. The debt-to-earnings ratio of 1.01 means your child would owe roughly one year's starting salary—workable if they're prepared for the field's typical career arc. Just remember these numbers represent a small group, and psychology bachelor's degrees often serve as stepping stones rather than terminal credentials.

Where University of Michigan-Flint Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

University of Michigan-FlintOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Michigan-Flint graduates compare to all programs nationally

University of Michigan-Flint graduates earn $28k, placing them in the 23th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Michigan (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Michigan-Flint$28,348$45,354$28,5001.01
Western Michigan University$28,007$47,306$27,0000.96
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Western Michigan University
Kalamazoo
$15,298$28,007$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Flint, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.