Median Earnings (1yr)
$48,276
23rd percentile
40th percentile in Minnesota
Median Debt
$24,808
6% above national median

Analysis

With a small sample size under 30 graduates, we need to be cautious about reading too much into UMN-Crookston's finance program data. That said, the available numbers show first-year earnings of $48,276—about $5,000 below Minnesota's median for finance programs and roughly $10,000 behind the national benchmark. Among Minnesota's 21 finance programs, this ranks at the 40th percentile, placing it in the bottom half of state offerings. The state's strongest programs, like University of Minnesota-Twin Cities at $69,094, earn nearly 50% more.

The debt load of $24,808 is roughly average for finance degrees both nationally and statewide, resulting in a manageable debt-to-earnings ratio of 0.51. So this isn't a case of excessive borrowing—the challenge is that graduates aren't reaching the earning potential typically associated with finance careers. For a field where compensation usually scales with the prestige and network of your program, starting near $48,000 suggests more limited access to corporate finance roles and advancement tracks.

For families considering this program, the key question is cost. If in-state tuition and regional ties make this significantly more affordable than stronger alternatives, it could work for students planning careers in community banking or local financial services. But students with aspirations for corporate finance or investment roles should seriously weigh whether the earnings gap—persistent across all available data—justifies choosing a lower-ranked program.

Where University of Minnesota-Crookston Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Minnesota-Crookston graduates compare to all programs nationally

Compare to Similar Programs in Minnesota

Finance and Financial Management Services bachelors's programs at peer institutions in Minnesota (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-CrookstonCrookston$13,120$48,276$24,8080.51
University of Minnesota-Twin CitiesMinneapolis$16,488$69,094$87,799$21,5000.31
University of St ThomasSaint Paul$52,284$66,006$81,390$26,2500.40
Augsburg UniversityMinneapolis$43,942$63,598$64,401$27,0000.42
Concordia College at MoorheadMoorhead$30,020$59,104
Saint Mary's University of MinnesotaWinona$43,160$58,451$27,0000.46
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Crookston, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.