Finance and Financial Management Services at University of Minnesota-Crookston
Bachelor's Degree
Analysis
With a small sample size under 30 graduates, we need to be cautious about reading too much into UMN-Crookston's finance program data. That said, the available numbers show first-year earnings of $48,276—about $5,000 below Minnesota's median for finance programs and roughly $10,000 behind the national benchmark. Among Minnesota's 21 finance programs, this ranks at the 40th percentile, placing it in the bottom half of state offerings. The state's strongest programs, like University of Minnesota-Twin Cities at $69,094, earn nearly 50% more.
The debt load of $24,808 is roughly average for finance degrees both nationally and statewide, resulting in a manageable debt-to-earnings ratio of 0.51. So this isn't a case of excessive borrowing—the challenge is that graduates aren't reaching the earning potential typically associated with finance careers. For a field where compensation usually scales with the prestige and network of your program, starting near $48,000 suggests more limited access to corporate finance roles and advancement tracks.
For families considering this program, the key question is cost. If in-state tuition and regional ties make this significantly more affordable than stronger alternatives, it could work for students planning careers in community banking or local financial services. But students with aspirations for corporate finance or investment roles should seriously weigh whether the earnings gap—persistent across all available data—justifies choosing a lower-ranked program.
Where University of Minnesota-Crookston Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Minnesota-Crookston graduates compare to all programs nationally
University of Minnesota-Crookston graduates earn $48k, placing them in the 23th percentile of all finance and financial management services bachelors programs nationally.
Compare to Similar Programs in Minnesota
Finance and Financial Management Services bachelors's programs at peer institutions in Minnesota (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Minnesota-Crookston | $48,276 | — | $24,808 | 0.51 |
| University of Minnesota-Twin Cities | $69,094 | $87,799 | $21,500 | 0.31 |
| University of St Thomas | $66,006 | $81,390 | $26,250 | 0.40 |
| Augsburg University | $63,598 | $64,401 | $27,000 | 0.42 |
| Concordia College at Moorhead | $59,104 | — | — | — |
| Saint Mary's University of Minnesota | $58,451 | — | $27,000 | 0.46 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Minnesota-Twin Cities Minneapolis | $16,488 | $69,094 | $21,500 |
| University of St Thomas Saint Paul | $52,284 | $66,006 | $26,250 |
| Augsburg University Minneapolis | $43,942 | $63,598 | $27,000 |
| Concordia College at Moorhead Moorhead | $30,020 | $59,104 | — |
| Saint Mary's University of Minnesota Winona | $43,160 | $58,451 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Crookston, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.