Analysis
Minnesota teachers typically earn more than the national average early in their careers, with state programs producing median first-year earnings around $42,658. That makes UMN-Duluth's estimated $38,660—derived from national benchmarks—appear modest by comparison, though it's hard to know whether Duluth graduates actually match the flagship's robust $48,339 or fall closer to the national norm. The uncertainty here matters because teaching is uniquely tied to local certification and hiring markets.
The estimated debt load of $24,333 sits comfortably below both state and national medians for education programs, yielding a debt-to-earnings ratio of 0.63 that suggests manageable repayment. If the actual earnings align with stronger Minnesota averages rather than national figures, that ratio improves further. However, teaching salaries are heavily determined by union contracts and district schedules—factors that can make individual school outcomes less predictive than in other fields where employer prestige drives pay.
For parents, the question becomes whether Duluth's smaller scale (which prevents data reporting) translates to stronger local placement or simply reflects limited program size. The debt picture looks responsible, but without knowing whether graduates achieve Minnesota's typical education earnings or lag behind, you're essentially betting on the strength of regional teacher demand in northeastern Minnesota. If your child plans to teach in the Twin Cities or more competitive districts, consider whether Duluth's network extends there as effectively as programs closer to those markets.
Where University of Minnesota-Duluth Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Minnesota
Education bachelors's programs at peer institutions in Minnesota (14 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,318 | $38,660* | — | $24,333* | — | |
| $16,488 | $48,339* | — | $18,750* | 0.39 | |
| $48,311 | $36,976* | — | $25,000* | 0.68 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.