Median Earnings (1yr)
$66,591
92nd percentile (60th in MN)
Median Debt
$22,342
11% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
104
Adequate data

Analysis

Minnesota's flagship accounting program turns out graduates who earn well above national benchmarks—$66,591 in the first year versus a national median of $53,694—while keeping debt manageable at $22,342. That 0.34 debt-to-earnings ratio means graduates can realistically pay off loans in just over four months of pre-tax income, positioning them well for early career financial stability.

The state comparison reveals an interesting dynamic: while this program ranks in the 92nd percentile nationally, it sits at the 60th percentile among Minnesota's accounting programs. That's not a weakness—it reflects the state's unusually strong accounting education landscape, where even mid-tier programs produce high earners. Notice that the top five Minnesota programs cluster tightly between $64,000-$66,000, suggesting the state has built a deep bench of quality accounting education. The combination of UMN's lower tuition as a public flagship and its solid outcomes makes it competitive with pricier private alternatives.

The 21% earnings growth to $80,603 by year four demonstrates clear upward mobility, and the robust sample size gives confidence these numbers reflect real outcomes. For families weighing this against private schools like Bethel or St. Thomas, the question comes down to whether a small earnings difference justifies potentially higher costs. UMN delivers strong ROI with less financial risk—a straightforward value proposition for parents focused on their child's financial independence after graduation.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Minnesota-Twin CitiesOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $67k, placing them in the 92th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Accounting bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$66,591$80,603$22,3420.34
Bethel University$65,587———
University of St Thomas$65,573$70,313$25,0000.38
Augsburg University$64,695$69,716$26,9960.42
College of Saint Benedict$64,410$66,880$26,9250.42
Gustavus Adolphus College$64,094$73,508$26,9590.42
National Median$53,694—$25,0000.47

Other Accounting Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bethel University
Saint Paul
$42,930$65,587—
University of St Thomas
Saint Paul
$52,284$65,573$25,000
Augsburg University
Minneapolis
$43,942$64,695$26,996
College of Saint Benedict
Saint Joseph
$53,884$64,410$26,925
Gustavus Adolphus College
Saint Peter
$54,310$64,094$26,959

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 104 graduates with reported earnings and 105 graduates with debt data. Small samples may not be representative.