Median Earnings (1yr)
$65,573
89th percentile (60th in MN)
Median Debt
$25,000
At national median
Debt-to-Earnings
0.38
Manageable
Sample Size
86
Adequate data

Analysis

University of St. Thomas graduates start at $65,573—12% above the state median and 22% above the national average for accounting majors. Within Minnesota, this places the program in the 60th percentile, essentially tied with Bethel University and just behind the University of Minnesota-Twin Cities. For a school with an 85% admission rate, these outcomes punch above their weight class, suggesting strong employer connections in the Twin Cities market.

The $25,000 median debt sits right at the national average, creating a healthy 0.38 debt-to-earnings ratio that graduates can realistically manage. First-year earnings cover the debt load 2.6 times over, well above the 1.5x threshold where borrowers typically feel stretched. Earnings grow to over $70,000 by year four, though the 7% increase is modest compared to what some accounting careers deliver—this could reflect graduates entering corporate accounting roles rather than pursuing their CPA licenses.

The moderate sample size (30-100 graduates) adds some uncertainty to these figures, but the consistency with peer institutions like Bethel and Augsburg suggests the data is reliable. For Minnesota families, St. Thomas offers a clear path to solid accounting employment without the sticker shock of a low-admit school, making it a financially sensible choice for students targeting the Twin Cities job market.

Where University of St Thomas Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of St ThomasOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of St Thomas graduates compare to all programs nationally

University of St Thomas graduates earn $66k, placing them in the 89th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Accounting bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of St Thomas$65,573$70,313$25,0000.38
University of Minnesota-Twin Cities$66,591$80,603$22,3420.34
Bethel University$65,587
Augsburg University$64,695$69,716$26,9960.42
College of Saint Benedict$64,410$66,880$26,9250.42
Gustavus Adolphus College$64,094$73,508$26,9590.42
National Median$53,694$25,0000.47

Other Accounting Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Minnesota-Twin Cities
Minneapolis
$16,488$66,591$22,342
Bethel University
Saint Paul
$42,930$65,587
Augsburg University
Minneapolis
$43,942$64,695$26,996
College of Saint Benedict
Saint Joseph
$53,884$64,410$26,925
Gustavus Adolphus College
Saint Peter
$54,310$64,094$26,959

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 86 graduates with reported earnings and 97 graduates with debt data. Small samples may not be representative.