Median Earnings (1yr)
$33,794
68th percentile (60th in MO)
Median Debt
$20,500
20% below national median
Debt-to-Earnings
0.61
Manageable
Sample Size
228
Adequate data

Analysis

Mizzou's psychology program combines below-average debt with solid earnings momentum that continues well after graduation. While the $33,794 starting salary lands just above the national median, graduates see a 32% earnings increase by year four—reaching $44,511—which is particularly strong growth for a psychology bachelor's. The $20,500 debt load sits roughly $5,000 below both national and Missouri averages, giving graduates considerably more breathing room as their careers develop.

The 60th percentile ranking among Missouri psychology programs means this sits in the upper half statewide, though several smaller private schools show higher immediate earnings. What matters here is the trajectory: that year-four number suggests Mizzou graduates are building careers rather than hitting a ceiling. The 0.61 debt-to-earnings ratio at graduation is manageable, and it becomes even more favorable as earnings climb.

For parents concerned about return on investment, this represents a reasonable path—especially for students planning graduate school, where psychology majors often land. The lower debt burden makes pursuing further education more feasible, and the steady earnings growth indicates the degree opens doors that pay off over time. Just understand that psychology typically requires patience; the value builds gradually rather than delivering immediate high salaries.

Where University of Missouri-Columbia Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Missouri-ColumbiaOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Missouri-Columbia graduates compare to all programs nationally

University of Missouri-Columbia graduates earn $34k, placing them in the 68th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Missouri-Columbia$33,794$44,511$20,5000.61
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Columbia College$35,685$36,673$29,3000.82
National Median$31,482—$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Columbia College
Columbia
$24,326$35,685$29,300

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-Columbia, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 228 graduates with reported earnings and 318 graduates with debt data. Small samples may not be representative.