Analysis
Mizzou's psychology program combines below-average debt with solid earnings momentum that continues well after graduation. While the $33,794 starting salary lands just above the national median, graduates see a 32% earnings increase by year four—reaching $44,511—which is particularly strong growth for a psychology bachelor's. The $20,500 debt load sits roughly $5,000 below both national and Missouri averages, giving graduates considerably more breathing room as their careers develop.
The 60th percentile ranking among Missouri psychology programs means this sits in the upper half statewide, though several smaller private schools show higher immediate earnings. What matters here is the trajectory: that year-four number suggests Mizzou graduates are building careers rather than hitting a ceiling. The 0.61 debt-to-earnings ratio at graduation is manageable, and it becomes even more favorable as earnings climb.
For parents concerned about return on investment, this represents a reasonable path—especially for students planning graduate school, where psychology majors often land. The lower debt burden makes pursuing further education more feasible, and the steady earnings growth indicates the degree opens doors that pay off over time. Just understand that psychology typically requires patience; the value builds gradually rather than delivering immediate high salaries.
Where University of Missouri-Columbia Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Missouri-Columbia graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| Rockhurst University | $36,152 | $44,389 | +23% |
| Culver-Stockton College | $34,226 | $42,248 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,130 | $33,794 | $44,511 | $20,500 | 0.61 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-Columbia, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 228 graduates with reported earnings and 318 graduates with debt data. Small samples may not be representative.