Median Earnings (1yr)
$32,224
56th percentile (60th in MO)
Median Debt
$21,000
18% below national median
Debt-to-Earnings
0.65
Manageable
Sample Size
72
Adequate data

Analysis

UMKC's psychology program stands out for doing exactly what you'd hope: graduates who start modestly see meaningful income growth over their first four years. With earnings jumping 26% from $32,000 to over $40,500, this trajectory suggests graduates are building careers rather than treading water in entry-level positions.

The debt picture is genuinely favorable here. At $21,000, graduates borrow about $4,500 less than Missouri's median for psychology programs and considerably less than the national average. That matters when your first-year earnings put you right at the state median—you're not underwater financially while you establish yourself. Among Missouri's psychology programs, this ranks in the 60th percentile for earnings, meaning it performs better than about three out of five competitors while keeping debt notably lower than most.

The reality check: even with growth, you're reaching just over $40,000 four years out. Psychology bachelor's degrees rarely lead to high-paying careers without graduate work, and UMKC doesn't change that equation. But if your child is committed to this path, the combination of reasonable debt and solid upward momentum makes this a financially survivable choice while they figure out whether graduate school or a career pivot makes sense.

Where University of Missouri-Kansas City Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Missouri-Kansas CityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Missouri-Kansas City graduates compare to all programs nationally

University of Missouri-Kansas City graduates earn $32k, placing them in the 56th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Missouri-Kansas City$32,224$40,514$21,0000.65
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Columbia College$35,685$36,673$29,3000.82
National Median$31,482$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Columbia College
Columbia
$24,326$35,685$29,300

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-Kansas City, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 72 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.