Analysis
UMKC's psychology program stands out for doing exactly what you'd hope: graduates who start modestly see meaningful income growth over their first four years. With earnings jumping 26% from $32,000 to over $40,500, this trajectory suggests graduates are building careers rather than treading water in entry-level positions.
The debt picture is genuinely favorable here. At $21,000, graduates borrow about $4,500 less than Missouri's median for psychology programs and considerably less than the national average. That matters when your first-year earnings put you right at the state medianβyou're not underwater financially while you establish yourself. Among Missouri's psychology programs, this ranks in the 60th percentile for earnings, meaning it performs better than about three out of five competitors while keeping debt notably lower than most.
The reality check: even with growth, you're reaching just over $40,000 four years out. Psychology bachelor's degrees rarely lead to high-paying careers without graduate work, and UMKC doesn't change that equation. But if your child is committed to this path, the combination of reasonable debt and solid upward momentum makes this a financially survivable choice while they figure out whether graduate school or a career pivot makes sense.
Where University of Missouri-Kansas City Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Missouri-Kansas City graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Missouri-Kansas City | $32,224 | $40,514 | +26% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Rockhurst University | $36,152 | $44,389 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,988 | $32,224 | $40,514 | $21,000 | 0.65 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-Kansas City, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 72 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.