Analysis
UMSL's accounting program punches above its weight for a regional public university with a 57% acceptance rate. Graduates start at $55,615βsolidly above both Missouri's median ($50,218) and the national average ($53,694). Within Missouri's 33 accounting programs, this ranks in the 60th percentile, trailing flagship Mizzou and private Saint Louis University but outperforming many competitors at a fraction of the tuition cost.
The real advantage shows up in the debt numbers. At $21,300, students borrow about $4,000 less than typical Missouri accounting grads and $3,700 less than the national median. That translates to a debt-to-earnings ratio of just 0.38βmeaning graduates owe less than five months of their starting salary. Four years out, earnings grow to $65,154, putting these graduates on competitive footing with peers from more selective programs.
For parents weighing value, this is straightforward: solid earnings potential with manageable debt. UMSL won't impress recruiters the way Mizzou might, but the financial math makes sense, particularly for students planning to work in the St. Louis metro area where the university's local reputation carries weight. The moderate sample size suggests stable program outcomes rather than outlier results.
Where University of Missouri-St Louis Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Missouri-St Louis graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Missouri-St Louis | $55,615 | $65,154 | +17% |
| University of Missouri-Columbia | $65,057 | $81,583 | +25% |
| University of Missouri-Kansas City | $54,357 | $65,509 | +21% |
| Maryville University of Saint Louis | $61,237 | $65,069 | +6% |
| Truman State University | $59,919 | $64,972 | +8% |
Compare to Similar Programs in Missouri
Accounting bachelors's programs at peer institutions in Missouri (33 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,440 | $55,615 | $65,154 | $21,300 | 0.38 | |
| $14,130 | $65,057 | $81,583 | $20,707 | 0.32 | |
| $53,244 | $63,153 | β | $26,820 | 0.42 | |
| $27,166 | $61,237 | $65,069 | $25,125 | 0.41 | |
| $9,470 | $59,919 | $64,972 | $23,250 | 0.39 | |
| $9,739 | $56,565 | $58,085 | $25,591 | 0.45 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 98 graduates with reported earnings and 115 graduates with debt data. Small samples may not be representative.