Median Earnings (1yr)
$55,615
57th percentile
60th percentile in Missouri
Median Debt
$21,300
15% below national median

Analysis

UMSL's accounting program punches above its weight for a regional public university with a 57% acceptance rate. Graduates start at $55,615β€”solidly above both Missouri's median ($50,218) and the national average ($53,694). Within Missouri's 33 accounting programs, this ranks in the 60th percentile, trailing flagship Mizzou and private Saint Louis University but outperforming many competitors at a fraction of the tuition cost.

The real advantage shows up in the debt numbers. At $21,300, students borrow about $4,000 less than typical Missouri accounting grads and $3,700 less than the national median. That translates to a debt-to-earnings ratio of just 0.38β€”meaning graduates owe less than five months of their starting salary. Four years out, earnings grow to $65,154, putting these graduates on competitive footing with peers from more selective programs.

For parents weighing value, this is straightforward: solid earnings potential with manageable debt. UMSL won't impress recruiters the way Mizzou might, but the financial math makes sense, particularly for students planning to work in the St. Louis metro area where the university's local reputation carries weight. The moderate sample size suggests stable program outcomes rather than outlier results.

Where University of Missouri-St Louis Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How University of Missouri-St Louis graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Missouri-St Louis$55,615$65,154+17%
University of Missouri-Columbia$65,057$81,583+25%
University of Missouri-Kansas City$54,357$65,509+21%
Maryville University of Saint Louis$61,237$65,069+6%
Truman State University$59,919$64,972+8%

Compare to Similar Programs in Missouri

Accounting bachelors's programs at peer institutions in Missouri (33 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Missouri-St LouisSaint Louis$13,440$55,615$65,154$21,3000.38
University of Missouri-ColumbiaColumbia$14,130$65,057$81,583$20,7070.32
Saint Louis UniversitySaint Louis$53,244$63,153β€”$26,8200.42
Maryville University of Saint LouisSaint Louis$27,166$61,237$65,069$25,1250.41
Truman State UniversityKirksville$9,470$59,919$64,972$23,2500.39
University of Central MissouriWarrensburg$9,739$56,565$58,085$25,5910.45
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 98 graduates with reported earnings and 115 graduates with debt data. Small samples may not be representative.