Median Earnings (1yr)
$55,615
57th percentile (60th in MO)
Median Debt
$21,300
15% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
98
Adequate data

Analysis

UMSL's accounting program punches above its weight for a regional public university with a 57% acceptance rate. Graduates start at $55,615—solidly above both Missouri's median ($50,218) and the national average ($53,694). Within Missouri's 33 accounting programs, this ranks in the 60th percentile, trailing flagship Mizzou and private Saint Louis University but outperforming many competitors at a fraction of the tuition cost.

The real advantage shows up in the debt numbers. At $21,300, students borrow about $4,000 less than typical Missouri accounting grads and $3,700 less than the national median. That translates to a debt-to-earnings ratio of just 0.38—meaning graduates owe less than five months of their starting salary. Four years out, earnings grow to $65,154, putting these graduates on competitive footing with peers from more selective programs.

For parents weighing value, this is straightforward: solid earnings potential with manageable debt. UMSL won't impress recruiters the way Mizzou might, but the financial math makes sense, particularly for students planning to work in the St. Louis metro area where the university's local reputation carries weight. The moderate sample size suggests stable program outcomes rather than outlier results.

Where University of Missouri-St Louis Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Missouri-St LouisOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Missouri-St Louis graduates compare to all programs nationally

University of Missouri-St Louis graduates earn $56k, placing them in the 57th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Accounting bachelors's programs at peer institutions in Missouri (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Missouri-St Louis$55,615$65,154$21,3000.38
University of Missouri-Columbia$65,057$81,583$20,7070.32
Saint Louis University$63,153—$26,8200.42
Maryville University of Saint Louis$61,237$65,069$25,1250.41
Truman State University$59,919$64,972$23,2500.39
University of Central Missouri$56,565$58,085$25,5910.45
National Median$53,694—$25,0000.47

Other Accounting Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Missouri-Columbia
Columbia
$14,130$65,057$20,707
Saint Louis University
Saint Louis
$53,244$63,153$26,820
Maryville University of Saint Louis
Saint Louis
$27,166$61,237$25,125
Truman State University
Kirksville
$9,470$59,919$23,250
University of Central Missouri
Warrensburg
$9,739$56,565$25,591

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 98 graduates with reported earnings and 115 graduates with debt data. Small samples may not be representative.