Median Earnings (1yr)
$31,663
51st percentile
40th percentile in Missouri
Median Debt
$22,977
10% below national median

Analysis

UMSL's psychology program sits squarely in the middle of national outcomes but trails most Missouri competitors—a gap that matters if you're paying in-state tuition. Graduates here earn $31,663 in their first year, essentially matching the national median but falling below the state average of $32,224. More concerning: this ranks in just the 40th percentile among Missouri programs, meaning six out of ten psychology programs in the state deliver better earnings. Meanwhile, the top five programs in Missouri all produce graduates earning $35,000-$37,000—roughly $4,000 to $5,000 more annually.

The financial picture improves somewhat with time, as earnings grow 25% to reach $39,445 by year four. The debt load of $22,977 is actually lower than both state and national medians, creating a manageable 0.73 debt-to-earnings ratio. This means graduates start with less than a year's salary in debt, which is reasonable for a social science degree. Still, you're essentially paying for middle-of-the-pack outcomes in a state where several alternatives consistently outperform.

For families choosing between Missouri schools, this program represents safety over upside. If your student can gain admission to Avila, Rockhurst, or Central Methodist—all showing stronger first-year earnings—those merit serious consideration. UMSL works if affordability is the top priority and the lower debt matters more than the earning differential.

Where University of Missouri-St Louis Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Missouri-St Louis graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Missouri-St Louis$31,663$39,445+25%
Saint Louis University$34,295$48,468+41%
Avila University$36,957$44,838+21%
University of Missouri-Columbia$33,794$44,511+32%
Rockhurst University$36,152$44,389+23%

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Missouri-St LouisSaint Louis$13,440$31,663$39,445$22,9770.73
Avila UniversityKansas City$38,672$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and SciencesFayette$27,140$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended StudiesFayette$6,960$36,323$36,984$25,2300.69
Rockhurst UniversityKansas City$43,420$36,152$44,389$25,0000.69
Columbia CollegeColumbia$24,326$35,685$36,673$29,3000.82
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 170 graduates with reported earnings and 222 graduates with debt data. Small samples may not be representative.