Median Earnings (1yr)
$31,663
51st percentile (40th in MO)
Median Debt
$22,977
10% below national median
Debt-to-Earnings
0.73
Manageable
Sample Size
170
Adequate data

Analysis

UMSL's psychology program sits squarely in the middle of national outcomes but trails most Missouri competitors—a gap that matters if you're paying in-state tuition. Graduates here earn $31,663 in their first year, essentially matching the national median but falling below the state average of $32,224. More concerning: this ranks in just the 40th percentile among Missouri programs, meaning six out of ten psychology programs in the state deliver better earnings. Meanwhile, the top five programs in Missouri all produce graduates earning $35,000-$37,000—roughly $4,000 to $5,000 more annually.

The financial picture improves somewhat with time, as earnings grow 25% to reach $39,445 by year four. The debt load of $22,977 is actually lower than both state and national medians, creating a manageable 0.73 debt-to-earnings ratio. This means graduates start with less than a year's salary in debt, which is reasonable for a social science degree. Still, you're essentially paying for middle-of-the-pack outcomes in a state where several alternatives consistently outperform.

For families choosing between Missouri schools, this program represents safety over upside. If your student can gain admission to Avila, Rockhurst, or Central Methodist—all showing stronger first-year earnings—those merit serious consideration. UMSL works if affordability is the top priority and the lower debt matters more than the earning differential.

Where University of Missouri-St Louis Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Missouri-St LouisOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Missouri-St Louis graduates compare to all programs nationally

University of Missouri-St Louis graduates earn $32k, placing them in the 51th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Missouri-St Louis$31,663$39,445$22,9770.73
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Columbia College$35,685$36,673$29,3000.82
National Median$31,482—$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Columbia College
Columbia
$24,326$35,685$29,300

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 170 graduates with reported earnings and 222 graduates with debt data. Small samples may not be representative.