Analysis
A debt load of roughly $22,000 for first-year earnings around $46,000 creates a manageable 0.47 ratioβless than half of annual income. That's actually below the national median debt for math degrees ($21,500) while the earnings align precisely with New York's state median for these programs. For a private university serving a substantial population of Pell-eligible students (43%), this estimated financial profile suggests the school is delivering math training without the debt burden that can accompany private education.
The earnings picture tells a more nuanced story. While peer math programs in New York typically produce these first-year outcomes, there's a considerable gap between this estimate and what elite programs report: Cornell math graduates start at $87,000, NYU at $58,000. Even accounting for estimation uncertainty, that spread matters if your child is considering graduate school in competitive STEM fields or data science roles where institutional prestige influences opportunities. The national median of $49,000 suggests room exists in the broader market, but New York's tech and finance sectors often reward pedigree alongside skills.
The practical question: can your student leverage Mount Saint Vincent's smaller environment (85% admission rate, 1110 SAT average) to build strong faculty relationships and pursue internships that compensate for lower starting figures? The debt won't crush them, but the ceiling appears lower unless they're strategic about building experience beyond the classroom.
Where University of Mount Saint Vincent Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,740 | $45,880* | β | $21,697* | β | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | β | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | β | $48,772* | β | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mount Saint Vincent, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.