Analysis
An agricultural business associate's degree from UNL carries an estimated $12,000 in debt—modest by any standard—but the earnings picture based on peer programs nationally suggests this may not be the strongest return in Nebraska's ag economy. Similar programs typically produce first-year earnings around $37,400, which falls notably short of Southeast Community College's reported $42,600 for the same credential. That $5,000 gap matters when you're building a career in agricultural management, where practical skills and employer connections often drive early compensation.
The debt-to-earnings ratio of 0.32 looks manageable on paper, and Nebraska's ag sector certainly offers pathways to advancement. However, the state's median for these programs sits at $39,400, suggesting that comparable in-state options might position graduates more competitively. UNL's strength lies in its research institution resources and network, but for a two-year degree, community colleges with tighter industry ties and lower costs appear to deliver stronger immediate outcomes in this field.
If your child is set on UNL's brand and campus experience, this program won't bury them in debt. But given the performance of Nebraska's community college ag programs, you should seriously evaluate whether those alternatives offer better value—especially if the goal is to launch straight into the workforce rather than continue to a four-year degree.
Where University of Nebraska-Lincoln Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs in Nebraska
Agricultural Business and Management associates's programs at peer institutions in Nebraska (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,108 | $37,423* | — | $11,978* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $3,840 | $36,223* | $44,441 | $10,575* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska-Lincoln, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.