Special Education and Teaching at University of New Hampshire College of Professional Studies Online

This online bachelor's in special education carries a debt load that's slightly higher than the national norm, but the bigger question is whether special education's relatively modest starting salaries—comparable programs nationally suggest around $44,000 in the first year—justify the investment. At $29,935 in debt, graduates face a debt-to-earnings ratio of 0.68, which is manageable if they stick with teaching but leaves little financial cushion for those who might need to pivot careers or face delays in finding a teaching position.

Special education is one of those fields where the job security is strong and the mission matters deeply, but the compensation doesn't reflect the specialized training required. Peer programs across the country show remarkably consistent outcomes, with most graduates landing in the mid-$40,000s regardless of location. That said, New Hampshire's slightly higher debt level compared to the national median means this particular program sits on the expensive side of what's typical for special education degrees, though not dramatically so.

For families considering this path, understand that you're investing in a stable career with purpose rather than financial upside. The debt is serviceable on a teacher's salary, but this isn't a degree that will quickly build wealth. If your child is passionate about working with students who have special needs and you're comfortable with a career that values impact over income, the numbers work—just barely.