Median Earnings (1yr)
$25,698
14th percentile (60th in NM)
Median Debt
$11,338
19% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
25
Limited data

Analysis

UNM-Gallup's business associate program starts rough but shows impressive recovery potential. First-year earnings of $25,698 lag far behind the $34,000 national average, but by year four, graduates reach $40,249—surpassing even the national 75th percentile. That 57% earnings jump is substantial and suggests graduates either advance quickly within organizations or leverage the degree for significantly better opportunities after gaining experience.

Within New Mexico, this program sits exactly at the state median for initial earnings, meaning half of similar programs perform worse. However, the small debt load of $11,338 makes the early earnings gap more tolerable than it might appear. Compare this to Brookline College-Albuquerque, where business grads earn $42,749 but likely carry much higher debt (Brookline is a for-profit institution).

The major caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary widely. If your student is committed to staying in the Gallup area or has strong local connections that could accelerate their career trajectory, this becomes a low-risk bet with clear upside. The manageable debt won't become a burden even if they land on the lower end of outcomes, and the data suggests real opportunity for those who stick with it.

Where University of New Mexico-Gallup Campus Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

University of New Mexico-Gallup CampusOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of New Mexico-Gallup Campus graduates compare to all programs nationally

University of New Mexico-Gallup Campus graduates earn $26k, placing them in the 14th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Mexico

Business Administration, Management and Operations associates's programs at peer institutions in New Mexico (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of New Mexico-Gallup Campus$25,698$40,249$11,3380.44
Brookline College-Albuquerque$42,749$33,784$24,4310.57
Santa Fe Community College$39,834$42,202$7,9950.20
Central New Mexico Community College$37,010$44,006$9,2240.25
University of New Mexico-Taos Campus$25,698$40,249$11,3380.44
University of New Mexico-Main Campus$25,698$40,249$11,3380.44
National Median$33,977$13,9800.41

Other Business Administration, Management and Operations Programs in New Mexico

Compare tuition, earnings, and debt across New Mexico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Brookline College-Albuquerque
Albuquerque
$42,749$24,431
Santa Fe Community College
Santa Fe
$2,145$39,834$7,995
Central New Mexico Community College
Albuquerque
$1,934$37,010$9,224
University of New Mexico-Taos Campus
Ranchos de Taos
$2,004$25,698$11,338
University of New Mexico-Main Campus
Albuquerque
$8,115$25,698$11,338

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of New Mexico-Gallup Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.