Median Earnings (1yr)
$43,826
19th percentile
Median Debt
$23,250
4% above national median
Debt-to-Earnings
0.53
Manageable
Sample Size
77
Adequate data

Analysis

UNC Charlotte's business economics graduates start behind the national curve at $43,826, trailing the typical program by nearly $10,000. But here's what matters for North Carolina families: this lands right at the state median, and the 38% earnings jump to $60,549 by year four outpaces most competitors. While NC State grads earn $60,000 from day one, Charlotte students essentially catch up within four years—a pattern that suggests strong regional employer relationships kicking in after initial entry-level positions.

The debt picture is manageable. At $23,250, it matches both state and national medians, creating a debt-to-earnings ratio of 0.53 that allows realistic repayment. Combined with the accessible 80% admission rate, this program serves as a practical path into business careers for middle-income families (34% receive Pell grants). The trajectory matters more than the starting point here.

The concern is that starting salary gap. If your child needs immediate earning power—say, to support family or cover living expenses right after graduation—programs like NC State deliver faster returns. But for students who can weather two or three years of modest starting salaries, Charlotte offers a viable route to solid mid-career earnings at a debt load that won't derail financial independence. The moderate sample size (30-100 graduates) adds some uncertainty, but the four-year outcomes suggest this program delivers on its promise of mobility over time.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all business/managerial economics bachelors's programs nationally

University of North Carolina at CharlotteOther business/managerial economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $44k, placing them in the 19th percentile of all business/managerial economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Business/Managerial Economics bachelors's programs at peer institutions in North Carolina (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$43,826$60,549$23,2500.53
North Carolina State University at Raleigh$60,369$72,110$23,2500.39
University of North Carolina at Greensboro$43,790—$20,9300.48
Greensboro College$42,816—$27,0000.63
National Median$53,219—$22,2500.42

Other Business/Managerial Economics Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
North Carolina State University at Raleigh
Raleigh
$8,895$60,369$23,250
University of North Carolina at Greensboro
Greensboro
$7,593$43,790$20,930
Greensboro College
Greensboro
$20,400$42,816$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 77 graduates with reported earnings and 90 graduates with debt data. Small samples may not be representative.