Median Earnings (1yr)
$68,034
29th percentile
Median Debt
$26,000
27% above national median
Debt-to-Earnings
0.38
Manageable
Sample Size
54
Adequate data

Analysis

UNC Charlotte's Systems Engineering program sits in an interesting position: it underperforms the national median by about $12,000 annually, yet ranks in the 60th percentile among North Carolina programs. This seemingly contradictory picture comes from limited in-state competition—there's essentially only one other Systems Engineering program in NC to compare against. Meanwhile, the $68,000 starting salary trails significantly behind the $80,000 national median, suggesting students might find stronger programs out of state if they're willing to look beyond North Carolina's borders.

The program's value comes down to debt management rather than earnings power. At $26,000 in median debt—just barely above the national average—graduates maintain a manageable 0.38 debt-to-earnings ratio and see solid 16% salary growth over four years to nearly $79,000. For students seeking an accessible Systems Engineering degree (80% admission rate) without excessive debt, this delivers a workable financial outcome.

The tradeoff is clear: you're trading peak earning potential for regional accessibility and reasonable debt. If your student is set on staying in North Carolina and needs a public university option, this program won't derail their finances. But families willing to consider out-of-state alternatives should compare carefully—that $12,000 annual earnings gap compounds significantly over a career, and top Systems Engineering programs nationally show substantially stronger outcomes.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all systems engineering bachelors's programs nationally

University of North Carolina at CharlotteOther systems engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $68k, placing them in the 29th percentile of all systems engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Systems Engineering bachelors's programs at peer institutions in North Carolina

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$68,034$78,998$26,0000.38
National Median$79,942—$20,5000.26

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.