Analysis
Based on comparable special education programs in North Carolina, UNC Pembroke appears to deliver typical outcomes for future teachers: first-year earnings around $42,830 with approximately $24,500 in debt. That debt-to-earnings ratio of 0.57 sits comfortably below the concerning 1.0 threshold, meaning graduates could expect to earn nearly twice their debt load in their first year—a manageable financial foundation for entering the teaching profession.
The estimated figures align closely with reported outcomes at peer UNC system schools like Charlotte ($42,692) and Wilmington ($42,584), suggesting this program follows established state patterns for preparing special education teachers. With nearly half of students receiving Pell grants, UNC Pembroke serves a population where controlling costs matters significantly, and the projected $24,500 debt level runs about $2,200 below the national median for these programs. North Carolina's teacher salary schedules mean special education graduates across the state see similar starting pay regardless of their preparation program.
For families weighing this path, the numbers point to a financially viable choice—teaching rarely makes anyone wealthy, but the estimated debt burden here shouldn't create unmanageable pressure on a teacher's salary. The uncertainty around these being estimates rather than school-specific data matters less when the figures track so consistently across multiple NC programs, and when special education positions remain in high demand statewide.
Where University of North Carolina at Pembroke Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in North Carolina
Special Education and Teaching bachelors's programs at peer institutions in North Carolina (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,571 | $42,830* | — | $24,500* | — | |
| $7,361 | $44,185* | $41,964 | $26,416* | 0.60 | |
| $7,541 | $43,283* | $42,295 | $25,000* | 0.58 | |
| $7,593 | $42,967* | $39,988 | $24,000* | 0.56 | |
| $7,214 | $42,692* | $41,222 | $26,602* | 0.62 | |
| $7,317 | $42,584* | $42,392 | $19,500* | 0.46 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Pembroke, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NC. Actual outcomes may vary.