Analysis
When comparable Business/Managerial Economics programs in North Carolina suggest first-year earnings around $44,000, parents should notice that this falls roughly $9,000 below the national median of $53,000 for the same degree. The estimated debt of $23,250 isn't excessive—it's right in line with both state and national norms—but the earning power appears weaker than what you'd find at many peer institutions nationwide. That said, the four-year earnings figure of $85,538 is actual data for UNCW graduates and shows strong mid-career growth potential.
The real question is whether starting $9,000 behind the national average matters when the program appears to catch up substantially by year four. Based on similar North Carolina programs, you're looking at a debt-to-earnings ratio of 0.53, meaning your child could theoretically pay off their loans in about six months of gross salary—a manageable scenario. However, NC State graduates in the same field start at $60,000, a significant advantage during those early career years when every dollar counts for building financial stability.
UNCW's program seems designed for the long game rather than immediate returns. If your child plans to stay in the region and can weather lower early earnings, that $85,000 mid-career number suggests the investment pays off. But families banking on quick financial independence after graduation should weigh whether other in-state options might offer a faster path to that goal.
Where University of North Carolina Wilmington Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Carolina Wilmington | — | $85,538 | — |
| Villanova University | $82,212 | $122,309 | +49% |
| Lehigh University | $81,796 | $101,741 | +24% |
| North Carolina State University at Raleigh | $60,369 | $72,110 | +19% |
| University of North Carolina at Charlotte | $43,826 | $60,549 | +38% |
Compare to Similar Programs in North Carolina
Business/Managerial Economics bachelors's programs at peer institutions in North Carolina (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,317 | $43,808* | $85,538 | $23,250* | — | |
| $8,895 | $60,369* | $72,110 | $23,250* | 0.39 | |
| $7,214 | $43,826* | $60,549 | $23,250* | 0.53 | |
| $7,593 | $43,790* | — | $20,930* | 0.48 | |
| $20,400 | $42,816* | — | $27,000* | 0.63 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Wilmington, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in NC. Actual outcomes may vary.