Median Earnings (1yr)
$42,357
12th percentile (40th in FL)
Median Debt
$17,750
20% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
19
Limited data

Analysis

The small sample size here is a red flag, but the available data suggests UNF's Business Economics program underperforms more selective alternatives in Florida. While graduates start at $42,357—about $5,000 below the state median—the debt load of $17,750 is manageable. The real concern is that even with solid 34% earnings growth by year four, these graduates still trail both state and national benchmarks significantly, landing in just the 12th percentile nationally.

Within Florida, this program sits squarely at the median for debt but performs below average on earnings, ranking in the 40th percentile. Compare this to UCF, where similar programs produce $47,648 first-year earners, or University of Miami at $63,662. The debt-to-earnings ratio of 0.42 is respectable, meaning graduates should be able to manage their loans, but they're starting from a lower baseline than peers at comparable Florida institutions.

For families considering this program, the manageable debt is the main positive. However, with fewer than 30 graduates in the dataset, these numbers may not be reliable. If your student has admission offers from UCF or other Florida state schools with Business Economics programs, those deserve serious consideration given the earnings advantage. At UNF, this degree won't bury students in debt, but it appears to leave them behind their in-state peers in earning potential.

Where University of North Florida Stands

Earnings vs. debt across all business/managerial economics bachelors's programs nationally

University of North FloridaOther business/managerial economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $42k, placing them in the 12th percentile of all business/managerial economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Business/Managerial Economics bachelors's programs at peer institutions in Florida (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$42,357$56,819$17,7500.42
University of Miami$63,662$85,811$15,6250.25
University of Central Florida$47,648$65,911$23,1050.48
National Median$53,219—$22,2500.42

Other Business/Managerial Economics Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Miami
Coral Gables
$59,926$63,662$15,625
University of Central Florida
Orlando
$6,368$47,648$23,105

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.