Analysis
The small sample size here is a red flag, but the available data suggests UNF's Business Economics program underperforms more selective alternatives in Florida. While graduates start at $42,357—about $5,000 below the state median—the debt load of $17,750 is manageable. The real concern is that even with solid 34% earnings growth by year four, these graduates still trail both state and national benchmarks significantly, landing in just the 12th percentile nationally.
Within Florida, this program sits squarely at the median for debt but performs below average on earnings, ranking in the 40th percentile. Compare this to UCF, where similar programs produce $47,648 first-year earners, or University of Miami at $63,662. The debt-to-earnings ratio of 0.42 is respectable, meaning graduates should be able to manage their loans, but they're starting from a lower baseline than peers at comparable Florida institutions.
For families considering this program, the manageable debt is the main positive. However, with fewer than 30 graduates in the dataset, these numbers may not be reliable. If your student has admission offers from UCF or other Florida state schools with Business Economics programs, those deserve serious consideration given the earnings advantage. At UNF, this degree won't bury students in debt, but it appears to leave them behind their in-state peers in earning potential.
Where University of North Florida Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Earnings Distribution
How University of North Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Florida | $42,357 | $56,819 | +34% |
| Villanova University | $82,212 | $122,309 | +49% |
| Lehigh University | $81,796 | $101,741 | +24% |
| University of Miami | $63,662 | $85,811 | +35% |
| University of Central Florida | $47,648 | $65,911 | +38% |
Compare to Similar Programs in Florida
Business/Managerial Economics bachelors's programs at peer institutions in Florida (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,389 | $42,357 | $56,819 | $17,750 | 0.42 | |
| $59,926 | $63,662 | $85,811 | $15,625 | 0.25 | |
| $6,368 | $47,648 | $65,911 | $23,105 | 0.48 | |
| National Median | — | $53,219 | — | $22,250 | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 19 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.