Median Earnings (1yr)
$41,519
14th percentile (40th in FL)
Median Debt
$14,000
39% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
29
Limited data

Analysis

The small sample size here matters—with fewer than 30 graduates tracked, these numbers could swing dramatically with just a handful of different outcomes. That said, the picture shows UNF economics grads starting well below both Florida's median ($47,304) and the national benchmark ($51,722), landing closer to what you'd expect from a general business degree than a specialized economics program.

The debt figure tells a better story. At $14,000, UNF economics graduates carry roughly a third less debt than the typical Florida economics student. That low debt load creates a manageable 0.34 debt-to-earnings ratio, meaning graduates owe about four months of their first-year salary—easily serviceable even at the lower starting wage. The 25% earnings growth to $51,793 by year four also suggests the initial gap closes over time, though you're still looking at middle-of-the-pack performance among Florida's 23 economics programs.

For families prioritizing affordability, this could work if your student plans to leverage the economics degree into graduate school or professional credentialing where the starting salary matters less. But if the goal is immediate post-graduation earning power, programs at UCF, USF, or Florida Atlantic deliver notably higher returns at similar debt levels. The value proposition depends entirely on whether that $33,000 in saved debt over four years outweighs starting $6,000-$13,000 behind peers at comparable Florida universities.

Where University of North Florida Stands

Earnings vs. debt across all economics bachelors's programs nationally

University of North FloridaOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $42k, placing them in the 14th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Economics bachelors's programs at peer institutions in Florida (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$41,519$51,793$14,0000.34
The University of Tampa$54,284—$27,0000.50
Florida Atlantic University$48,632$56,091$25,1110.52
University of Central Florida$47,743—$25,7500.54
University of South Florida$47,351$54,558$22,9250.48
Florida Gulf Coast University$47,344—$12,7540.27
National Median$51,722—$22,8160.44

Other Economics Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tampa
Tampa
$33,424$54,284$27,000
Florida Atlantic University
Boca Raton
$4,879$48,632$25,111
University of Central Florida
Orlando
$6,368$47,743$25,750
University of South Florida
Tampa
$6,410$47,351$22,925
Florida Gulf Coast University
Fort Myers
$6,118$47,344$12,754

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.