Median Earnings (1yr)
$32,553
42nd percentile (40th in TX)
Median Debt
$19,583
27% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
34
Adequate data

Analysis

UNT's psychology bachelor's graduates start slowly at $32,553—below both state and national medians—but then something interesting happens. By year four, earnings jump 41% to nearly $46,000, pulling well ahead of typical outcomes for this degree. That trajectory suggests graduates are successfully leveraging their psychology backgrounds into better-paying roles, likely in human services, case management, or corporate training positions that value their skills but require some experience to access.

The debt picture strengthens this program's case considerably. At under $20,000, graduates owe roughly $8,000 less than both state and Texas peers, making that initial salary easier to manage while career momentum builds. Among the 10 Texas schools offering this program, UNT sits right at the median for earnings but offers notably lower debt, which fundamentally changes the value equation for families paying in-state tuition.

For parents of students genuinely interested in psychology—not just those pursuing it as a default liberal arts option—this program offers a reasonable path forward. The 41% earnings growth indicates the degree opens doors that widen over time, and the modest debt load won't hamstring your child during those early-career years. Just ensure they understand that $32,000 first-year salary and have a plan (possibly graduate school, or targeted internships) to accelerate that upward trajectory.

Where University of North Texas Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

University of North TexasOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Texas graduates compare to all programs nationally

University of North Texas graduates earn $33k, placing them in the 42th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Texas (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Texas$32,553$45,959$19,5830.60
University of Phoenix-Texas$41,118—$40,6870.99
University of Mary Hardin-Baylor$33,805—$27,0000.80
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Phoenix-Texas
Dallas
—$41,118$40,687
University of Mary Hardin-Baylor
Belton
$33,150$33,805$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.