Analysis
UNT's psychology bachelor's graduates start slowly at $32,553—below both state and national medians—but then something interesting happens. By year four, earnings jump 41% to nearly $46,000, pulling well ahead of typical outcomes for this degree. That trajectory suggests graduates are successfully leveraging their psychology backgrounds into better-paying roles, likely in human services, case management, or corporate training positions that value their skills but require some experience to access.
The debt picture strengthens this program's case considerably. At under $20,000, graduates owe roughly $8,000 less than both state and Texas peers, making that initial salary easier to manage while career momentum builds. Among the 10 Texas schools offering this program, UNT sits right at the median for earnings but offers notably lower debt, which fundamentally changes the value equation for families paying in-state tuition.
For parents of students genuinely interested in psychology—not just those pursuing it as a default liberal arts option—this program offers a reasonable path forward. The 41% earnings growth indicates the degree opens doors that widen over time, and the modest debt load won't hamstring your child during those early-career years. Just ensure they understand that $32,000 first-year salary and have a plan (possibly graduate school, or targeted internships) to accelerate that upward trajectory.
Where University of North Texas Stands
Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally
Earnings Distribution
How University of North Texas graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Texas | $32,553 | $45,959 | +41% |
| Embry-Riddle Aeronautical University-Daytona Beach | $41,456 | $71,212 | +72% |
| Embry-Riddle Aeronautical University-Prescott | $41,456 | $71,212 | +72% |
| Boston College | $42,384 | $58,439 | +38% |
| Pace University | $40,671 | $57,765 | +42% |
Compare to Similar Programs in Texas
Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Texas (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,164 | $32,553 | $45,959 | $19,583 | 0.60 | |
| — | $41,118 | — | $40,687 | 0.99 | |
| $33,150 | $33,805 | — | $27,000 | 0.80 | |
| National Median | — | $34,506 | — | $27,000 | 0.78 |
Career Paths
Occupations commonly associated with clinical, counseling and applied psychology graduates
Human Resources Managers
Training and Development Managers
Management Analysts
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
School Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Human Resources Specialists
Training and Development Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 34 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.