Economics at University of North Texas
Bachelor's Degree
Analysis
UNT Economics graduates earn slightly above the state median despite the program ranking near the national middle—60th percentile in Texas versus 48th nationally. That gap tells an important story: while UNT can't match the elite private schools (Rice and SMU graduates earn $70,000+), it outperforms half the economics programs in Texas at a fraction of the cost. First-year earnings of $51,316 climb to $61,279 by year four, solid 19% growth that suggests the degree has staying power in the job market.
The debt picture reinforces the value case. At $23,619, graduates carry manageable debt that equals less than half their first-year salary. This is roughly in line with national norms but slightly above the Texas median, likely reflecting UNT's position as an accessible state school (72% admission rate, 36% Pell recipients) rather than a flagship institution. The difference matters less when you consider that UNT graduates start earning almost immediately—the debt-to-earnings ratio of 0.46 means most borrowers should be able to manage payments comfortably.
For families choosing between UT Austin's prestige and UNT's affordability, the numbers are instructive: UT Austin graduates earn $7,400 more initially, but if that comes with significantly higher costs or competitive admission barriers, UNT's economics program delivers reasonable returns with far less risk.
Where University of North Texas Stands
Earnings vs. debt across all economics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of North Texas graduates compare to all programs nationally
University of North Texas graduates earn $51k, placing them in the 48th percentile of all economics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Economics bachelors's programs at peer institutions in Texas (26 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of North Texas | $51,316 | $61,279 | $23,619 | 0.46 |
| Rice University | $78,814 | $88,145 | $11,289 | 0.14 |
| Southern Methodist University | $71,630 | $74,491 | $19,500 | 0.27 |
| The University of Texas at Austin | $58,717 | $81,620 | $21,125 | 0.36 |
| Trinity University | $57,482 | $72,862 | $20,500 | 0.36 |
| University of Dallas | $55,732 | $57,745 | $24,752 | 0.44 |
| National Median | $51,722 | — | $22,816 | 0.44 |
Other Economics Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Rice University Houston | $58,128 | $78,814 | $11,289 |
| Southern Methodist University Dallas | $64,460 | $71,630 | $19,500 |
| The University of Texas at Austin Austin | $11,678 | $58,717 | $21,125 |
| Trinity University San Antonio | $51,352 | $57,482 | $20,500 |
| University of Dallas Irving | $50,880 | $55,732 | $24,752 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 34 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.