Median Earnings (1yr)
$45,745
21st percentile (40th in TX)
Median Debt
$20,142
24% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
78
Adequate data

Analysis

UNT's Human Resources program starts roughly $5,000 below the national median but demonstrates one of its strongest features: 28% earnings growth over four years that narrows the gap considerably. While first-year graduates earn about $45,745—below both state and national benchmarks—by year four they're pulling $58,324, approaching the earnings of stronger Texas programs. The manageable $20,142 in median debt (with a 0.44 debt-to-earnings ratio) provides a cushion that matters during those early career years.

The challenge lies in that starting salary. At the 40th percentile among Texas HR programs, UNT graduates begin behind peers at UT-Dallas, UTSA, and even University of Phoenix-Texas. For a student who needs immediate post-graduation earnings to manage living expenses or family obligations, that $5,000-$10,000 gap could strain budgets. The moderate sample size also warrants some caution about consistency.

However, the trajectory tells a different story than the starting point. Students who can weather a couple of lean years while building HR experience see solid wage progression—the kind that suggests employers increasingly value UNT graduates as they gain experience. Combined with below-average debt, this program works best for students who have financial runway after graduation, whether through family support or accumulated savings, and can invest in building their career rather than chasing the highest immediate paycheck.

Where University of North Texas Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

University of North TexasOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Texas graduates compare to all programs nationally

University of North Texas graduates earn $46k, placing them in the 21th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Human Resources Management and Services bachelors's programs at peer institutions in Texas (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Texas$45,745$58,324$20,1420.44
Baylor University$62,562$67,847$20,4750.33
University of the Incarnate Word$58,499$61,967$36,0070.62
University of Phoenix-Texas$57,983$51,907$50,4700.87
The University of Texas at San Antonio$56,961$53,030$22,7220.40
The University of Texas at Dallas$51,732—$19,5000.38
National Median$50,361—$26,6250.53

Other Human Resources Management and Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baylor University
Waco
$54,844$62,562$20,475
University of the Incarnate Word
San Antonio
$35,660$58,499$36,007
University of Phoenix-Texas
Dallas
—$57,983$50,470
The University of Texas at San Antonio
San Antonio
$8,991$56,961$22,722
The University of Texas at Dallas
Richardson
$14,564$51,732$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 71 graduates with debt data. Small samples may not be representative.