Median Earnings (1yr)
$58,499
88th percentile (60th in TX)
Median Debt
$36,007
35% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
59
Adequate data

Analysis

University of the Incarnate Word graduates in HR earn substantially more than their peers—$58,499 in the first year puts them in the 88th percentile nationally and ahead of programs at Texas A&M and UT Dallas. That's $10,000 above the national median and nearly $10,000 above what most Texas HR programs deliver. The 6% earnings bump by year four, while modest, suggests stable career progression in a field where early salaries often plateau quickly.

The tradeoff comes in the debt: at $36,007, graduates carry about $13,700 more than the Texas median for this program. However, the 0.62 debt-to-earnings ratio remains manageable—graduates earn enough in their first year to justify the borrowing, especially given that the school serves a heavily Pell-eligible student body (43%) where access to opportunity matters. This isn't bargain pricing, but it's delivering premium outcomes that help justify the cost.

For families weighing San Antonio options, UIW's HR program consistently outperforms both state and national benchmarks despite the school's open-door admission policy. The combination of strong starting salaries and reasonable debt levels makes this a viable investment, particularly for students who might not access the marginally higher-earning Baylor program. The earnings advantage over cheaper alternatives appears sustainable enough to offset the higher debt over time.

Where University of the Incarnate Word Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

University of the Incarnate WordOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of the Incarnate Word graduates compare to all programs nationally

University of the Incarnate Word graduates earn $58k, placing them in the 88th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Human Resources Management and Services bachelors's programs at peer institutions in Texas (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of the Incarnate Word$58,499$61,967$36,0070.62
Baylor University$62,562$67,847$20,4750.33
University of Phoenix-Texas$57,983$51,907$50,4700.87
The University of Texas at San Antonio$56,961$53,030$22,7220.40
The University of Texas at Dallas$51,732—$19,5000.38
Texas A&M University-College Station$51,664$59,917$19,9700.39
National Median$50,361—$26,6250.53

Other Human Resources Management and Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baylor University
Waco
$54,844$62,562$20,475
University of Phoenix-Texas
Dallas
—$57,983$50,470
The University of Texas at San Antonio
San Antonio
$8,991$56,961$22,722
The University of Texas at Dallas
Richardson
$14,564$51,732$19,500
Texas A&M University-College Station
College Station
$13,099$51,664$19,970

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Incarnate Word, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 59 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.