Analysis
University of Northern Iowa's mathematics program graduates earn significantly less than what you'd expect from similar programs—both nationally and within Iowa itself. With first-year earnings of $42,729, graduates are in the 24th percentile nationally and 25th percentile statewide. That's roughly $9,000 less than the typical Iowa math graduate and $6,000 below the national median. For comparison, University of Iowa math grads start near $61,000, while Iowa State hits the state median of $51,422.
The modest debt load of $19,723 helps keep this program from becoming financially problematic—the debt-to-earnings ratio of 0.46 is manageable, meaning graduates can realistically pay this back. Earnings do grow to $45,688 by year four, though that 7% increase still leaves graduates well below their peers at other institutions.
Here's the critical caveat: this data comes from a very small sample size (under 30 graduates), so these numbers may not reliably represent the typical graduate's experience. A few individuals going into teaching or graduate school could significantly skew the earnings downward. Given UNI's 94% admission rate and that nearly identical debt levels across Iowa programs, your child might achieve similar outcomes at higher-earning programs. If they're set on UNI, understand they're likely accepting below-average starting salaries for Iowa math graduates, even with the lower debt burden.
Where University of Northern Iowa Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of Northern Iowa graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Northern Iowa | $42,729 | $45,688 | +7% |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Cornell University | $87,251 | $127,962 | +47% |
| University of Iowa | $60,612 | $72,728 | +20% |
| Iowa State University | $51,422 | $58,347 | +13% |
Compare to Similar Programs in Iowa
Mathematics bachelors's programs at peer institutions in Iowa (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,728 | $42,729 | $45,688 | $19,723 | 0.46 | |
| $10,964 | $60,612 | $72,728 | $21,738 | 0.36 | |
| $10,497 | $51,422 | $58,347 | $22,942 | 0.45 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.