Est. Earnings (1yr)
$37,121
Est. from OH median (25 programs)
Est. Median Debt
$26,289
Est. from OH median (4 programs)

Analysis

Based on comparable business programs in Ohio, this associate's degree points to a challenging financial picture. The estimated $26,289 in debt sits well above both the state median ($16,125) and national median ($13,980) for business associate's degrees, while projected first-year earnings of $37,121 match the Ohio average but barely exceed the national benchmark. That 0.71 debt-to-earnings ratio means graduates would carry debt equivalent to more than eight months of their starting salaryβ€”manageable, but notably higher than what students at many Ohio community colleges face for the same credential.

The four-year earnings figure of $40,133 offers some reassurance that income grows moderately, though the trajectory remains modest compared to top-performing programs in the state. Schools like Sinclair Community College and Cincinnati State report outcomes in the mid-$40,000s for their business graduates, suggesting that program choice matters significantly within Ohio's market. For a family weighing this investment, the question becomes whether UNOH's specific approach to business education justifies carrying roughly $10,000 more debt than the typical Ohio business associate's degree program.

Given that these figures are estimates drawn from peer programs rather than this school's actual outcomes, the safest assumption is that results could vary. If keeping debt low is a priority, community colleges with strong regional business connections might offer a more proven path to similar or better earnings.

Where University of Northwestern Ohio Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Northwestern Ohioβ€”$40,133β€”
Marion Technical College$41,844$48,235+15%
Sinclair Community College$45,758$48,040+5%
Cincinnati State Technical and Community College$45,389$47,213+4%
Northwest State Community College$42,324$44,536+5%

Compare to Similar Programs in Ohio

Business Administration, Management and Operations associates's programs at peer institutions in Ohio (62 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Northwestern OhioLima$12,930$37,121*$40,133$26,289*β€”
Ohio Christian UniversityCircleville$23,700$47,611*$32,435$22,950*0.48
Sinclair Community CollegeDayton$3,435$45,758*$48,040$13,980*0.31
Cincinnati State Technical and Community CollegeCincinnati$5,400$45,389*$47,213$16,689*0.37
University of Cincinnati-Main CampusCincinnati$13,570$44,944*$39,755$16,125*0.36
University of Cincinnati-Clermont CollegeBatavia$6,554$44,944*$39,755$16,125*0.36
National Medianβ€”$33,977*β€”$13,980*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northwestern Ohio, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 25 similar programs in OH. Actual outcomes may vary.