Median Earnings (1yr)
$54,588
81st percentile (60th in MN)
Median Debt
$21,895
16% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
43
Adequate data

Analysis

Northwestern-St Paul's business program punches above its weight nationally but faces stiffer competition closer to home. First-year graduates earn $54,588—comfortably above the national median of $45,703 and placing this program in the 81st percentile nationwide. However, within Minnesota's competitive business school landscape, it lands at the 60th percentile, trailing flagship programs like Minnesota-Twin Cities and even some regional competitors.

The financial picture remains attractive regardless. With median debt of just $21,895—significantly below both the national and state medians of $26,000—graduates face a manageable debt-to-earnings ratio of 0.40. That means most borrowers could realistically pay off their loans within a year of full-time work if they prioritized it. The 23% earnings growth to $67,251 by year four suggests solid career progression, though this four-year figure still trails the state's top programs.

For Minnesota families, this becomes a question of ambition and fit. If your child can gain admission to Minnesota-Twin Cities or compete at Capella, those programs deliver higher absolute earnings. But Northwestern-St Paul offers significantly lower debt than the state average while still producing graduates who out-earn most business majors nationally. For students who value the smaller Christian college environment and don't want to sacrifice earning potential, this represents a financially sound choice—just not the ceiling for business earnings in the state.

Where University of Northwestern-St Paul Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Northwestern-St PaulOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northwestern-St Paul graduates compare to all programs nationally

University of Northwestern-St Paul graduates earn $55k, placing them in the 81th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Business Administration, Management and Operations bachelors's programs at peer institutions in Minnesota (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northwestern-St Paul$54,588$67,251$21,8950.40
Capella University$68,701$72,613$33,7500.49
University of Minnesota-Twin Cities$65,996$75,971$20,1600.31
Rasmussen University-Minnesota$59,693$56,566$37,3150.63
Concordia University-Saint Paul$59,044$63,736$27,0000.46
University of Minnesota-Crookston$58,805$72,627$27,4340.47
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capella University
Minneapolis
$14,436$68,701$33,750
University of Minnesota-Twin Cities
Minneapolis
$16,488$65,996$20,160
Rasmussen University-Minnesota
St. Cloud
$10,899$59,693$37,315
Concordia University-Saint Paul
Saint Paul
$25,000$59,044$27,000
University of Minnesota-Crookston
Crookston
$13,120$58,805$27,434

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northwestern-St Paul, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.