Analysis
UPenn's Research and Experimental Psychology degree commands national prestige—ranking in the 95th percentile against all programs—but the Pennsylvania comparison reveals a more nuanced reality. At $44,542 in first-year earnings, graduates earn just 7% more than the state median, landing in the 60th percentile among PA programs. They're barely outpacing Gettysburg College grads despite attending one of the world's most selective universities.
The financial equation looks manageable on paper. At $18,125 in median debt, graduates carry about $8,000 less than the state average, and the 0.41 debt-to-earnings ratio means they could reasonably pay off loans within a year or two of focused repayment. This lighter debt load provides crucial breathing room for graduates who may pursue lower-paying research positions or graduate school before hitting higher earning trajectories.
For a 6% admission rate institution, these numbers may feel underwhelming. But experimental psychology is fundamentally a pathway to advanced degrees and research careers, where real earnings potential develops later. If your child is genuinely committed to psychological research or graduate study—and securing admission is even possible—the combination of Penn's research opportunities and below-state-average debt creates reasonable runway for that longer-term path. Just understand you're paying for the network and PhD preparation, not immediate returns.
Where University of Pennsylvania Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Earnings Distribution
How University of Pennsylvania graduates compare to all programs nationally
Compare to Similar Programs in Pennsylvania
Research and Experimental Psychology bachelors's programs at peer institutions in Pennsylvania (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $66,104 | $44,542 | — | $18,125 | 0.41 | |
| $64,230 | $41,599 | — | $27,000 | 0.65 | |
| $64,701 | $39,218 | — | $26,250 | 0.67 | |
| National Median | — | $34,768 | — | $21,500 | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Pennsylvania, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 43 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.