Median Earnings (1yr)
$59,291
45th percentile
Median Debt
$41,693
67% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
1040
Adequate data

Analysis

This University of Phoenix-Hawaii computer science program delivers solid earnings growth but comes with concerning debt levels that demand careful consideration. While graduates start slightly below the national average at $59,291, they experience strong 28% earnings growth by year four, reaching $75,606—well above both national and Hawaii medians. Among Hawaii's limited computer science options, this program ranks in the 60th percentile for earnings, actually outperforming the prestigious University of Hawaii at Manoa.

However, the debt picture is problematic. At $41,693, student debt is 67% higher than the national average and ranks in the 95th percentile nationally—meaning 95% of similar programs nationwide have lower debt burdens. This creates a debt-to-earnings ratio of 0.70, which while manageable, is higher than ideal for a field known for strong job prospects.

The bottom line: if your child can access this program at a lower cost (through scholarships, employer assistance, or in-state tuition advantages), the earnings trajectory makes it worthwhile. But at full price, the debt burden significantly erodes the program's value compared to more affordable alternatives. With only four computer science programs in Hawaii, geographic constraints may justify the premium, but explore all financial aid options first.

Where University of Phoenix-Hawaii Stands

Earnings vs. debt across all computer and information sciences bachelors's programs nationally

University of Phoenix-HawaiiOther computer and information sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Phoenix-Hawaii graduates compare to all programs nationally

University of Phoenix-Hawaii graduates earn $59k, placing them in the 45th percentile of all computer and information sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Hawaii

Computer and Information Sciences bachelors's programs at peer institutions in Hawaii (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Phoenix-Hawaii$59,291$75,606$41,6930.70
University of Hawaii at Manoa$57,207$71,292——
National Median$61,322—$25,0000.41

Other Computer and Information Sciences Programs in Hawaii

Compare tuition, earnings, and debt across Hawaii schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Hawaii at Manoa
Honolulu
$12,186$57,207—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Hawaii, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 1040 graduates with reported earnings and 1322 graduates with debt data. Small samples may not be representative.