Human Resources Management and Services at University of Phoenix-Nevada

University of Phoenix-Nevada's HR program delivers strong initial earnings—$57,983 puts graduates well above the national median of $50,361—but at a steep price. With $50,470 in typical debt, students are borrowing nearly double what HR graduates carry nationally ($26,625). While that 0.87 debt-to-earnings ratio looks manageable on paper, the real concern emerges over time: earnings drop 10% by year four, falling to $51,907. This downward trajectory means graduates start making payments when their income is highest, but face tighter budgets as earnings decline.

The state context offers limited guidance here—Nevada has only two schools offering bachelor's-level HR programs, making meaningful local comparisons difficult. However, the 85th percentile national ranking suggests this program does prepare graduates for higher-paying roles than most HR programs nationwide, at least initially. The challenge is whether that initial premium justifies borrowing twice the national norm, especially given the earnings decline.

For families weighing this investment, the math works if your child secures one of those higher-paying HR roles right away and prioritizes aggressive debt repayment in those first couple years. If entry into the field is slower or initial salaries come in below that $58k median, the debt load becomes considerably harder to manage. The premium tuition makes this a riskier bet than lower-cost HR programs, even if job placement is solid.