Computer/Information Technology Administration and Management at University of Phoenix-Texas

University of Phoenix-Texas delivers first-year earnings that beat both the Texas median ($56,502) and national average ($58,056), placing graduates in the 60th percentile statewide. That's competitive positioning for an online program, slightly trailing Texas A&M but outperforming several in-state alternatives. The concerning element isn't the starting salary—it's that earnings essentially flatline over the next three years, showing zero growth while many tech careers accelerate.

The debt load tells a more troubling story. At $46,262, graduates carry nearly $16,000 more than the Texas median and over $19,000 more than the national median. This program ranks in just the 5th percentile nationally for debt—meaning 95% of similar programs saddle students with less debt. Combined with stagnant earnings, that creates a repayment challenge: graduates will spend years working down debt that peers at other programs didn't need to take on.

The math works, barely. A 0.77 debt-to-earnings ratio means this is manageable under standard repayment plans, but there's no financial cushion as earnings fail to grow. For families considering this program, compare carefully against local alternatives like UT San Antonio, where graduates carry half the debt for similar first-year outcomes. The Phoenix credential opens doors initially, but the debt burden and earnings plateau make this a high-cost entry point into IT management.