Median Earnings (1yr)
$61,062
78th percentile (60th in PA)
Median Debt
$24,000
3% above national median
Debt-to-Earnings
0.39
Manageable
Sample Size
203
Adequate data

Analysis

UPitt-Johnstown's finance program delivers surprisingly strong outcomes given its near-open admission policy. Starting at $61,000 and climbing to $73,000 by year four, graduates earn well above both the national median ($53,590) and Pennsylvania's state median ($57,855). That 60th percentile ranking among Pennsylvania programs is notable—this regional campus outperforms many more selective schools, landing solidly in the middle tier of the state's finance programs despite admitting virtually every applicant. The $24,000 median debt is reasonable, creating a manageable 0.39 debt-to-earnings ratio that most graduates can handle comfortably.

The gap between this campus and Pennsylvania's elite programs is real—Penn grads earn double, and even Villanova alumni start around $82,000—but that comparison misses the point for most families. Students who choose Johnstown are typically seeking an accessible, affordable path into finance rather than competing for Wall Street positions. The 20% earnings growth over four years suggests graduates are building viable careers, not just landing entry-level jobs with nowhere to go.

For families prioritizing affordability and job security over prestige, this program works. Your child gets a legitimate finance education, graduates with manageable debt, and earns solidly above-average wages in a market that values the credential. Just understand they're starting regional careers, not investment banking tracks.

Where University of Pittsburgh-Johnstown Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Pittsburgh-JohnstownOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Pittsburgh-Johnstown graduates compare to all programs nationally

University of Pittsburgh-Johnstown graduates earn $61k, placing them in the 78th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Pittsburgh-Johnstown$61,062$73,298$24,0000.39
University of Pennsylvania$122,698$206,646$12,8650.10
Villanova University$82,008$110,166$26,1970.32
Lehigh University$76,720$107,260$23,2500.30
Saint Joseph's University - Philadelphia$66,072$85,648$25,0000.38
Widener University$62,672—$26,9800.43
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Pennsylvania
Philadelphia
$66,104$122,698$12,865
Villanova University
Villanova
$64,701$82,008$26,197
Lehigh University
Bethlehem
$62,180$76,720$23,250
Saint Joseph's University - Philadelphia
Philadelphia
$51,340$66,072$25,000
Widener University
Chester
$53,638$62,672$26,980

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Pittsburgh-Johnstown, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 203 graduates with reported earnings and 228 graduates with debt data. Small samples may not be representative.