Analysis
Based on comparable business associate's programs in Pennsylvania, this degree appears financially manageable even if the earnings aren't exceptional. The estimated $12,000 debt load translates to roughly four months of typical first-year salary—a ratio that gives graduates breathing room as they establish themselves in the workforce. With over half of students here receiving Pell grants, that relatively low debt burden matters significantly for families without much financial cushion.
The earnings picture is more middling. At an estimated $36,274, peer programs in Pennsylvania suggest this credential lands graduates right at the state median but well below what community colleges like Lehigh Carbon ($47,276) or Luzerne County ($38,515) are producing. The gap likely reflects differences in local job markets and industry connections rather than program quality, but it's worth understanding what drives those disparities. An associate's in business can lead anywhere from administrative roles to small business management, and those paths pay quite differently.
For families weighing this option, the key question is whether Titusville's location and campus environment justify potentially earning $10,000 less annually than graduates from stronger-performing programs elsewhere in the state. The modest debt provides flexibility—graduates won't be trapped if their first job disappoints—but they also shouldn't expect this credential alone to unlock particularly high wages without additional experience or education.
Where University of Pittsburgh-Titusville Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Pennsylvania
Business/Commerce associates's programs at peer institutions in Pennsylvania (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,918 | $36,274* | — | $11,947* | — | |
| $5,215 | $47,276* | $41,038 | $11,500* | 0.24 | |
| $13,920 | $44,154* | $47,516 | $32,810* | 0.74 | |
| $6,450 | $38,515* | $34,401 | $10,750* | 0.28 | |
| $7,373 | $36,708* | $39,256 | $19,976* | 0.54 | |
| $6,270 | $36,274* | $50,580 | $11,000* | 0.30 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Pittsburgh-Titusville, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in PA. Actual outcomes may vary.