Analysis
An accounting degree carries modest financial risk here, with estimated debt around $26,600 against first-year earnings that peer programs nationally suggest could reach $53,700. That 0.50 debt ratio falls comfortably below the concerning 1.0 threshold, meaning graduates would likely earn roughly double their debt in their first yearβa manageable starting point for loan repayment. However, Montana's accounting market tells a different story than the national picture: the University of Montana's graduates, for instance, earn $47,164, significantly less than what national averages suggest. Great Falls' smaller market may present fewer opportunities than Missoula or Bozeman.
The real question is whether University of Providence's specific outcomes align more with national figures or Montana's lower regional benchmarks. The school's 985 average SAT and 64% admission rate suggest it draws students with mixed preparation levels, which could influence graduate outcomes. For families committed to Montana, this program offers a clear career path with debt that shouldn't be overwhelmingβbut those earnings estimates based on national medians may not reflect what your child would actually earn starting out in this state. If they're flexible about location and willing to pursue opportunities in larger markets after graduation, the investment becomes more defensible.
Where University of Providence Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Montana
Accounting bachelors's programs at peer institutions in Montana (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,018 | $53,694* | β | $26,588* | β | |
| $8,152 | $47,164* | $58,825 | $23,500* | 0.50 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Providence, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 714 similar programs. Actual outcomes may vary.