Analysis
Montana faces a chronic shortage of special education teachers, and programs like this one fill a critical need—but peer data suggests the financial picture requires careful consideration. Based on national medians for special education bachelor's programs, graduates typically earn around $44,000 in their first year, with estimated debt of $27,000. That 0.61 debt-to-earnings ratio falls within a manageable range, though it's worth noting that special education salaries tend to plateau relatively quickly compared to other teaching specialties.
The challenge here is that we're working entirely with estimates—University of Providence's actual graduate outcomes aren't reported due to small cohort sizes. Similar programs nationally suggest this debt load is typical for the field, but without Montana-specific data from multiple schools (only one other institution in the state offers this program), it's difficult to assess whether University of Providence delivers competitive value. The school's 31% Pell grant rate indicates it serves students who may be particularly debt-sensitive.
For families committed to special education in Montana, this path could make sense given the state's teacher demand and the relatively modest debt burden. However, the lack of concrete outcomes data means you're making this decision with less information than ideal. Before committing, confirm the school's teacher licensure pass rates and job placement specifics—those concrete metrics matter more than estimated earnings when the actual numbers remain unknown.
Where University of Providence Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs Nationally
Special Education and Teaching bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,018 | $44,139* | — | $27,000* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $9,228 | $61,474* | $49,647 | $18,125* | 0.29 | |
| $12,186 | $60,396* | $56,026 | $16,500* | 0.27 | |
| $4,879 | $56,009* | $52,345 | —* | — | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Providence, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.