Analysis
That $7,035 first-year earnings figure stops you cold, but the complete picture requires understanding Puerto Rico's unique economic context. This program costs just $5,500 in debtβamong the lowest 5% nationallyβserving a predominantly low-income student body (82% receive Pell grants). By year four, earnings climb to $24,880, essentially matching the Puerto Rico median for accounting graduates. However, this still ranks in just the 10th percentile statewide, meaning 90% of accounting programs in Puerto Rico produce better outcomes. The top programs on the island deliver earnings above $31,000, suggesting this institution significantly underperforms even within its local market.
The caveat here matters: with fewer than 30 graduates tracked, these numbers could swing dramatically with just a few data points. That said, the pattern is concerning enough to warrant serious consideration of alternatives. If your child is committed to staying in Aguadilla specifically, this represents an affordable path with minimal debt risk. But if they can access programs like Inter American University-Metro or the EDP University campuses, they'd likely see $7,000+ more in annual earnings for roughly double the debtβa trade-off that would pay off quickly.
For families prioritizing the lowest possible debt, this works. For those focused on maximizing career outcomes, the stronger accounting programs in Puerto Rico offer substantially better returns without breaking the bank on borrowing.
Where University of Puerto Rico-Aguadilla Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Puerto Rico-Aguadilla graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Puerto Rico-Aguadilla | $7,035 | $24,880 | +254% |
| Inter American University of Puerto Rico-Metro | $28,872 | $39,534 | +37% |
| University of Puerto Rico-Bayamon | $25,952 | $39,240 | +51% |
| University of Puerto Rico-Rio Piedras | $27,883 | $38,640 | +39% |
| University of Puerto Rico-Mayaguez | $19,424 | $34,417 | +77% |
Compare to Similar Programs in Puerto Rico
Accounting bachelors's programs at peer institutions in Puerto Rico (40 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,954 | $7,035 | $24,880 | $5,500 | 0.78 | |
| $7,050 | $31,705 | β | $12,262 | 0.39 | |
| $7,050 | $31,705 | β | $12,262 | 0.39 | |
| $7,050 | $31,705 | β | $12,262 | 0.39 | |
| $5,580 | $28,872 | $39,534 | $15,499 | 0.54 | |
| $6,920 | $27,904 | $26,478 | $26,617 | 0.95 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Aguadilla, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.