Analysis
Mathematics programs nationally produce median first-year earnings around $49,000, and comparable bachelor's degree programs suggest graduates here carry roughly $21,500 in debt—a manageable 0.44 debt-to-earnings ratio that falls well within responsible borrowing territory. For a university serving primarily Pell-eligible students (76%), this estimated financial profile suggests the program provides solid middle-class earning potential without crushing debt burdens.
What makes evaluation harder here is the lack of reported outcomes from any of Puerto Rico's nine mathematics programs. Without state-specific data, we're relying entirely on national benchmarks, which may not capture Puerto Rico's distinct economic landscape and salary structures. National mathematics programs cluster tightly—the 75th percentile earns just $55,000—so this isn't a field with dramatic upside, but the stability and relatively low debt load offer important advantages for students from lower-income backgrounds.
The real question is whether mainland salary figures translate to Puerto Rico's job market. If graduates remain on the island where living costs and wages differ substantially from the continental U.S., that $49,000 estimate may be high. If they migrate for work, the national figure becomes more relevant. Given Cayey's 96% admission rate and accessibility mission, parents should confirm whether recent graduates typically stay local or relocate, as that distinction fundamentally changes whether this estimated financial picture reflects reality.
Where University of Puerto Rico at Cayey Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,354 | $48,772* | — | $21,498* | — | |
| $65,805 | $121,088* | $99,927 | $13,000* | 0.11 | |
| $67,844 | $110,512* | — | $17,750* | 0.16 | |
| $60,156 | $109,288* | $180,882 | $10,003* | 0.09 | |
| $65,739 | $108,255* | $124,017 | $11,617* | 0.11 | |
| $63,946 | $103,812* | $125,955 | $10,000* | 0.10 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico at Cayey, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.