Accounting at University of Puerto Rico-Humacao

The first-year earnings of $11,852 look alarming, but they mask a crucial reality about Puerto Rico's economy and this program's actual trajectory. By year four, graduates earn $30,784—still below the island's median of $25,000 for accounting programs, landing in just the 10th percentile statewide. This matters because even Puerto Rico's top accounting programs (like EDP University at $31,705) earn far less than mainland equivalents, reflecting fundamental economic differences rather than program quality alone.

The debt picture is this program's strongest selling point. At $5,500, students carry less than half the typical debt for PR accounting programs ($12,262) and just a fifth of the national median ($25,000). With 79% of students receiving Pell grants, most families here are managing significant financial constraints, making this low-debt load genuinely meaningful. The 160% earnings growth from year one to year four suggests graduates find their footing in the job market, even if the ceiling remains low.

Here's the practical reality: if your child plans to work in Puerto Rico's accounting market, this program offers the lowest financial risk among limited options. But families should understand they're preparing for an island economy where even successful accountants earn roughly half what their mainland peers do. For students considering mainland opportunities after graduation, the credential may not travel well—this program ranks in just the 5th percentile nationally for earnings.