Analysis
URI's finance program starts graduates at $50,500—below both the state median ($56,800) and national average—but shows something more promising in the trajectory. Within four years, graduates reach nearly $74,000, representing 46% earnings growth that outpaces typical career progression in this field. This puts URI squarely in the middle of Rhode Island's finance programs, trailing the state's private colleges but with significantly lower debt loads.
The $23,620 in median debt is actually below the state average of $27,000, making the debt-to-earnings ratio quite manageable at 0.47. While first-year graduates might envy their peers at Bryant or Providence College earning $10,000+ more out of the gate, URI students carry substantially less debt to launch their careers. The strong earnings growth suggests URI grads are landing roles with real advancement potential, even if they're not starting at top-tier financial firms immediately.
For Rhode Island families, this represents solid value—particularly for in-state students paying public university tuition. The program won't compete with URI's stronger neighbors for prestigious first jobs in Boston or New York, but the combination of reasonable debt and strong mid-career momentum makes it a financially sound choice for students seeking finance careers without the premium price tag of private alternatives.
Where University of Rhode Island Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Rhode Island graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Rhode Island | $50,529 | $73,616 | +46% |
| Providence College | $64,427 | $83,063 | +29% |
| Bryant University | $61,993 | $81,995 | +32% |
| Roger Williams University | $60,042 | $78,674 | +31% |
| Johnson & Wales University-Providence | $53,555 | $66,440 | +24% |
Compare to Similar Programs in Rhode Island
Finance and Financial Management Services bachelors's programs at peer institutions in Rhode Island (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,408 | $50,529 | $73,616 | $23,620 | 0.47 | |
| $47,930 | $66,034 | — | $27,000 | 0.41 | |
| $60,848 | $64,427 | $83,063 | $27,000 | 0.42 | |
| $51,169 | $61,993 | $81,995 | $26,953 | 0.43 | |
| $42,666 | $60,042 | $78,674 | $26,500 | 0.44 | |
| $13,365 | $53,555 | $66,440 | $27,000 | 0.50 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rhode Island, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 105 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.