Median Earnings (1yr)
$50,529
33rd percentile
40th percentile in Rhode Island
Median Debt
$23,620
1% above national median

Analysis

URI's finance program starts graduates at $50,500—below both the state median ($56,800) and national average—but shows something more promising in the trajectory. Within four years, graduates reach nearly $74,000, representing 46% earnings growth that outpaces typical career progression in this field. This puts URI squarely in the middle of Rhode Island's finance programs, trailing the state's private colleges but with significantly lower debt loads.

The $23,620 in median debt is actually below the state average of $27,000, making the debt-to-earnings ratio quite manageable at 0.47. While first-year graduates might envy their peers at Bryant or Providence College earning $10,000+ more out of the gate, URI students carry substantially less debt to launch their careers. The strong earnings growth suggests URI grads are landing roles with real advancement potential, even if they're not starting at top-tier financial firms immediately.

For Rhode Island families, this represents solid value—particularly for in-state students paying public university tuition. The program won't compete with URI's stronger neighbors for prestigious first jobs in Boston or New York, but the combination of reasonable debt and strong mid-career momentum makes it a financially sound choice for students seeking finance careers without the premium price tag of private alternatives.

Where University of Rhode Island Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Rhode Island graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Rhode Island$50,529$73,616+46%
Providence College$64,427$83,063+29%
Bryant University$61,993$81,995+32%
Roger Williams University$60,042$78,674+31%
Johnson & Wales University-Providence$53,555$66,440+24%

Compare to Similar Programs in Rhode Island

Finance and Financial Management Services bachelors's programs at peer institutions in Rhode Island (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Rhode IslandKingston$16,408$50,529$73,616$23,6200.47
Salve Regina UniversityNewport$47,930$66,034$27,0000.41
Providence CollegeProvidence$60,848$64,427$83,063$27,0000.42
Bryant UniversitySmithfield$51,169$61,993$81,995$26,9530.43
Roger Williams UniversityBristol$42,666$60,042$78,674$26,5000.44
Johnson & Wales University-OnlineProvidence$13,365$53,555$66,440$27,0000.50
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rhode Island, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 105 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.