Est. Earnings (1yr)
$37,121
Est. from OH median (25 programs)
Est. Median Debt
$26,289
Est. from OH median (4 programs)

Analysis

At $26,289 in estimated debt, this program carries roughly double the typical borrowing for business associate degrees in Ohio, where the median sits at $16,125. Similar programs across the state suggest first-year earnings around $37,000, which would make this debt load manageable but not ideal—you're looking at a debt-to-earnings ratio of 0.71, meaning roughly 71% of a year's salary in loans. That's workable, but it means graduates would be starting with more financial pressure than peers at many other Ohio schools offering the same credential.

The earnings picture based on comparable programs is actually solid for an associate degree—matching the state median and running about $3,000 above the national benchmark. Several community colleges in Ohio report significantly stronger outcomes (Sinclair and Cincinnati State both show graduates earning around $45,000), which raises questions about why debt would be higher here when earnings appear average. For a program serving a substantial population of Pell-eligible students (36%), that debt differential matters considerably.

The bottom line: this estimated debt level puts you in a tougher starting position than most Ohio business associate programs without evidence of earnings to justify it. If your child is set on this school, understanding the actual aid package and comparing it directly to offers from community colleges with stronger reported outcomes would be essential before committing.

Where University of Rio Grande Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Compare to Similar Programs in Ohio

Business Administration, Management and Operations associates's programs at peer institutions in Ohio (62 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Rio GrandeRio Grande$20,560$37,121*$26,289*
Ohio Christian UniversityCircleville$23,700$47,611*$32,435$22,950*0.48
Sinclair Community CollegeDayton$3,435$45,758*$48,040$13,980*0.31
Cincinnati State Technical and Community CollegeCincinnati$5,400$45,389*$47,213$16,689*0.37
University of Cincinnati-Main CampusCincinnati$13,570$44,944*$39,755$16,125*0.36
University of Cincinnati-Clermont CollegeBatavia$6,554$44,944*$39,755$16,125*0.36
National Median$33,977*$13,980*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rio Grande, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 25 similar programs in OH. Actual outcomes may vary.