Analysis
Rochester's psychology graduates start slow but make up significant ground over time. That first-year salary of $31,244 places them below the New York state median for psychology programs, landing in just the 40th percentile among 92 in-state options. The debt load of $21,500 is manageable—actually lower than both state and national averages—but it's still a noticeable burden when you're earning just over $31,000.
What changes the calculus here is the earnings trajectory. Four years out, median pay jumps to $52,937, nearly doubling from that initial figure. This 69% growth rate suggests these graduates are successfully leveraging their Rochester degree to access better career opportunities, whether through graduate school, corporate training programs, or entry into higher-paying fields. While that still doesn't match top performers like CUNY's Graduate Center (where psychology grads earn $48,000+ right away), the four-year mark tells a more competitive story.
For families paying selective college prices at a school with a 36% admission rate, understand that psychology here is an investment in trajectory rather than immediate payoff. If your student is prepared for lean early years and has the flexibility to pursue career development or further education, the pattern works. But if they need strong earnings from day one, other New York programs deliver faster returns.
Where University of Rochester Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Rochester graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Rochester | $31,244 | $52,937 | +69% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $64,348 | $31,244 | $52,937 | $21,500 | 0.69 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rochester, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 67 graduates with reported earnings and 117 graduates with debt data. Small samples may not be representative.