Median Earnings (1yr)
$31,244
48th percentile (40th in NY)
Median Debt
$21,500
16% below national median
Debt-to-Earnings
0.69
Manageable
Sample Size
67
Adequate data

Analysis

Rochester's psychology graduates start slow but make up significant ground over time. That first-year salary of $31,244 places them below the New York state median for psychology programs, landing in just the 40th percentile among 92 in-state options. The debt load of $21,500 is manageable—actually lower than both state and national averages—but it's still a noticeable burden when you're earning just over $31,000.

What changes the calculus here is the earnings trajectory. Four years out, median pay jumps to $52,937, nearly doubling from that initial figure. This 69% growth rate suggests these graduates are successfully leveraging their Rochester degree to access better career opportunities, whether through graduate school, corporate training programs, or entry into higher-paying fields. While that still doesn't match top performers like CUNY's Graduate Center (where psychology grads earn $48,000+ right away), the four-year mark tells a more competitive story.

For families paying selective college prices at a school with a 36% admission rate, understand that psychology here is an investment in trajectory rather than immediate payoff. If your student is prepared for lean early years and has the flexibility to pursue career development or further education, the pattern works. But if they need strong earnings from day one, other New York programs deliver faster returns.

Where University of Rochester Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of RochesterOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Rochester graduates compare to all programs nationally

University of Rochester graduates earn $31k, placing them in the 48th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Rochester$31,244$52,937$21,5000.69
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574—$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482—$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
—$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rochester, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 67 graduates with reported earnings and 117 graduates with debt data. Small samples may not be representative.