Median Earnings (1yr)
$77,962
94th percentile (60th in CA)
Median Debt
$26,093
5% above national median
Debt-to-Earnings
0.33
Manageable
Sample Size
51
Adequate data

Analysis

University of San Diego's mechanical engineering program places graduates well above the national median, but the real story emerges when you look at California's competitive landscape. While first-year earnings of $77,962 rank in the 94th percentile nationally, they land at the 60th percentile among California's 29 mechanical engineering programs—solidly middle-of-the-pack in a state where UC Berkeley, Cal Poly SLO, and several others offer significantly stronger earning outcomes. The program costs about $7,000 more in debt than the California median, which matters when comparable results are available elsewhere.

The fundamentals remain solid: a 0.33 debt-to-earnings ratio suggests manageable loan payments, and 14% earnings growth over four years shows reasonable career progression. Graduates aren't struggling financially. However, for a private university charging premium tuition, the outcomes don't justify a significant cost advantage over strong public alternatives. Cal Poly SLO graduates, for instance, earn $5,000 more annually while typically carrying less debt.

This program works if your child has USD-specific reasons to attend—perhaps they're already committed to San Diego or value the smaller class sizes at a private institution. But if you're comparison shopping purely on return on investment, California's top-tier public engineering programs deliver better value. The quality is good; the premium just isn't reflected in the earnings data.

Where University of San Diego Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

University of San DiegoOther mechanical engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of San Diego graduates compare to all programs nationally

University of San Diego graduates earn $78k, placing them in the 94th percentile of all mechanical engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Mechanical Engineering bachelors's programs at peer institutions in California (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of San Diego$77,962$88,885$26,0930.33
California State University Maritime Academy$92,315$101,325$19,6900.21
University of California-Berkeley$88,497$98,455$13,2000.15
University of Southern California$83,356$93,001$17,5000.21
California Polytechnic State University-San Luis Obispo$83,011$97,466$20,5000.25
Santa Clara University$81,865$99,067$19,5000.24
National Median$70,744—$24,7550.35

Other Mechanical Engineering Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
California State University Maritime Academy
Vallejo
$7,672$92,315$19,690
University of California-Berkeley
Berkeley
$14,850$88,497$13,200
University of Southern California
Los Angeles
$68,237$83,356$17,500
California Polytechnic State University-San Luis Obispo
San Luis Obispo
$11,075$83,011$20,500
Santa Clara University
Santa Clara
$59,241$81,865$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Diego, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.